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Old 08-11-2016, 06:22   #1
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Insurance Woes

Odessa is 1979 Morgan 462 Ketch that is in extraordinary condition for her age. An April 2016 survey details that. My problem is that my insurer after agreeing to underwrite her for a period of eight months, has decided that, after a conversation with them explaining that my wife and I will be living aboard and cruising beginning in January, they now want nothing to do with the boat and have told me to go elsewhere.

Any recommendations for a cruiser friendly underwriter? I'm Canadian and the boat is registered in Canada. Our planned cruising grounds will be Bahamas, Cuba and Florida.

Will U S underwriters insure a Canadian vessel in the waters described above?

Any thoughts?
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Old 08-11-2016, 17:35   #2
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Re: Insurance Woes

I'd call IMIS for starters
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Old 08-11-2016, 18:22   #3
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Re: Insurance Woes

We use Topsail Insurance out of the UK. Their rates have been very competitive but we have yet to file a claim with them. However, we do know of a boat that was dismasted in the Indian Ocean and they said that the way Topsail handled the claim exceeded their expectations.

Fair winds and calm seas.
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Old 08-11-2016, 19:23   #4
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Re: Insurance Woes

I keep hearing that you're never living aboard...just on an extended cruise.
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Old 09-11-2016, 03:01   #5
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Re: Insurance Woes

Novamar, in Sarasota fl Insures liveaboards, they will not cover you in Cuba though.
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Old 09-11-2016, 05:43   #6
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Re: Insurance Woes

Tyr: Pantgenius; International Marine Insurance Services (IMIS, recently acquired by the Gowrie Group) or Jack Martin & Associates (Ask for Damon or Morgan). Boat/US (acquired by GEICO) is a proven entity. All know their stuff.
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