I've been living aboard
and cruising for 6 months or so per year for a couple of decades.
As has been noted, everyone's experience varies. I find that two of us spend somewhere around $2k per month while cruising. This varies widely, of course. When in more remote
places with no opportunities to spend much money save buying
some fruit from the locals, we might only spend $300 during some months. In more developed, urban settings, we might drop $5k in the same time. On the average, I'd say that it works out to around the 2k figure. We aren't particularly frugal, we stay at docks pretty often, and also eat out regularly. We don't drink, so that saves some coin.
This figure does not include anything other than routine maintenance
. It's really hard to factor that into a budget. Blow out a chute or a mainsail
beyond repair, or end up with an unexpected engine overhaul
(or any number of other expensive calamities), and that makes it quite hard to actually stick to a fixed number and keep the boat in good repair.
Obviously, if you've already done all the expensive stuff (rigging, engine
, etc, etc,), your expenditures will be lower for a year or two, but if you're using your boat offshore
, some expensive gear
will fail, period.
For example, we had a set of spectra sails
delaminate prematurely, and we would up replacing the working sails unexpectedly. This cost $25,000 bucks that we had not budgeted for. But, we really had no choice but to replace them, and going with a cheap
, used Dacron sail was not an option.
Our boat's pretty big, so anything above the deck
is substantially more expensive than you will encounter on your Morgan
. Our other systems are comparable, however.
On average, we probably spend 20-30k per year just on the boat. We only hire labor for specialized work. We could do with less, but we like to keep her gear
in top order. I don't think that we could keep her in offshore-worthy shape for much less than half that, and that would be done by deferring replacement of kit beyond where it would typically be replaced.
As I said, everyone's different. Many reading this probably think that we're spending way more than any sensible person would ever need to spend, others might find our budget a hardship to live on. In talking to people cruising in different far-flung places, I think that we're pretty middle of the road.
Hope that does something other than add mud to the waters.
Good sailing, TJ