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Old 16-02-2021, 05:22   #376
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Re: Early retirement and health care for boaters

sounds like a problem the grandkids should sort out
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Old 16-02-2021, 05:30   #377
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Re: Early retirement and health care for boaters

yeah, like not paying it.
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Old 16-02-2021, 06:16   #378
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Re: Early retirement and health care for boaters

take it up on Facebook or twitter
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Old 16-02-2021, 06:27   #379
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Re: Early retirement and health care for boaters

Quote:
Originally Posted by Lexi22 View Post
Boomers' retirement is paid by their grandkids who will never be able to retire.

Care to expand on this statement?
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Old 16-02-2021, 06:27   #380
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Re: Early retirement and health care for boaters

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Originally Posted by Lexi22 View Post
Boomers' retirement is paid by their grandkids who will never be able to retire.
Boomer grandkids' comfortable, safe life, consumer electronics & general gadgetry was paid by the Boomer-generation's industriousness & ingenuity!
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Old 16-02-2021, 06:50   #381
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Re: Early retirement and health care for boaters

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Boomers' retirement is paid by their grandkids who will never be able to retire.
Sounds like lack of education on the part of the grandkids.
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Old 16-02-2021, 07:02   #382
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Re: Early retirement and health care for boaters

Anyone make a list of countries that you can gain residency from that includes healthcare?
Iíll start: Bonaire (Zero cost healthcare, outside the hurricane belt, safe, safe drinking water, beautiful scuba, snorkel, free diving, normally flights to the USA and Europe, and cruiser friendly).
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Old 16-02-2021, 07:05   #383
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Re: Early retirement and health care for boaters

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Boomer grandkids' comfortable, safe life, consumer electronics & general gadgetry was paid by the Boomer-generation's industriousness & ingenuity!
Yes... distract them with bobbles while keeping wages stagnate and erasing the notion of future security. Meanwhile, increase the price of all the things that really matter: homes, healthcare, education, retirement/pensions.

But at least they have their iPhones.

The growing wealth gap is something that is well studied. The fact is, millennial and beyond generations are the first to be poorer than those that came before them. Here's just one of many papers:

Charting The Growing Generational Wealth Gap

Quote:
As young generations usher into adulthood, they inevitably begin to accumulate and inherit wealth, a trend that has broadly remained consistent.
But what has changed recently is the rate of accumulation.

In the U.S., household wealth has traditionally seen a relatively even distribution across different age groups. However, over the last 30 years, the U.S. Federal Reserve shows that older generations have been amassing wealth at a far greater rate than their younger cohorts.

As the visual above shows, the older have been getting richer, and the younger have been starting further back than ever before.
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Old 16-02-2021, 07:17   #384
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Re: Early retirement and health care for boaters

so falls another useful cruiser info thread to the ranters
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Old 16-02-2021, 11:19   #385
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Re: Early retirement and health care for boaters

no need to get upset here, just stating a clear fact.
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Old 16-02-2021, 11:33   #386
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Re: Early retirement and health care for boaters

Clear facts and opinions arenít the same.
Yours without any prof is opinion.
A statement like yours is real hard to prove.
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Old 16-02-2021, 11:49   #387
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Re: Early retirement and health care for boaters

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Clear facts and opinions arenít the same.
Yours without any prof is opinion.
A statement like yours is real hard to prove.
r the grandkids paying the boomers' retirement? yep!
will the grandkids be able to retire in the future? nope!
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Old 16-02-2021, 12:14   #388
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Re: Early retirement and health care for boaters

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Boomers' retirement is paid by their grandkids who will never be able to retire.
Don't blame those that are receiving the benefits.

Blame the liberal progressives that elect liberal progressive politicians who buy votes with liberal progressive policies. Free health care, free college, free housing, free retirement, $15 minimum wage, someone has to pay the bill. Young people seem to vote this way without realizing they are on the hook for higher taxes for the rest of their lives.

Maybe the XYZ generation needs to be more aware of what they are voting for? I wish them luck, the government largess the vote for will be paid for by them.
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Old 16-02-2021, 12:28   #389
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Re: Early retirement and health care for boaters

Hi - Gen X here who doesn't have an interest in the class warfare rants, but would love to keep discussing healthcare for cruisers who can't expat yet to another country. That IS what we're supposed to be discussing here, right? Or have we all forgotten the ignore function again?

I'll be spending enough days in America (about 90 days a year) as a semi-retired business owner to be required to maintain insurance or face tax penalties. I've got a good handle on costs and "subsidized" rates for ACA, and I'm leaning more and more towards just paying out of pocket in all those other countries that are somehow able to offer low cost health care to everyone despite Americans shouting quite loudly that it's impossible.

It appears - and I'd love to hear more about this - that "catastrophic" illness and medivac policies are really all that are needed for cruising around the world. I had a medivac policy the last time I travelled to Myanmar, but it was facilitated by a friend in the travel agent industry.
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Old 16-02-2021, 12:29   #390
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Re: Early retirement and health care for boaters

Quote:
Originally Posted by Lexi22 View Post
r the grandkids paying the boomers' retirement? yep!
will the grandkids be able to retire in the future? nope!

The boomers paid for their grandparents retirement, generations X, Y and Millennials are paying for the boomersí retirement, and generations AA, BB or whatever will pay for the current generationís retirement. Thatís just how it works, in most developed economies the governmentís senior citizen payments are made out of current income, not accumulating savings.

Now, whether you think the financial system will collapse before current young adults will reach retirement is another question, but nothing to do with who is paying for or receiving retirement benefits.

So quit your whining. Yours is the first generation that can make a living by being liked - us older generations have had to work for a living. Be thankful that you donít have 20+% mortgage interest rates like we did in the late 70s and early 80s, that youíre not stuck without things because the only way to pay for anything was with cash as personal credit didnít exist for the non-wealthy, that your life is easier than for pretty much any generation before.

BTW, Iím Gen X. We had ďjust say noĒ as we reached sexual maturity and grunge music as the expression of our souls. Then the dot com crash just as we were getting established and the GFC as we recovered. So cry me a river.
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