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Old 15-07-2017, 08:13   #1
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Boat insurance

I know zero about boat insurance:
I plan to live on a 37 to 42 foot heavy/ medium displacement sailboat, Washington as home port (plan is to cross oceans/ also cruise in Carribeans). Purchase price will likely be $100,000 to $140,000, and I will own the boat outright directly after the sale.

avg. monthly costs?
Qualifications, or issues regarding being accepted for insurance that I may not be aware of? What gets you under-insured/ what gets you over-insured.

Best tack in this case?

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Old 15-07-2017, 08:51   #2
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Location: Miami
Boat: Boatless
Posts: 1,571
Re: Boat insurance

IMIS Jackline Insurance Program

They are excellent for Caribbean and world cruising. Cost is about 2.5%.

They do require some experience. Beware of anything that sounds too much like a good deal...

"Remember, experience only means that you screw-up less often."
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Old 15-07-2017, 09:04   #3
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Location: Seattle, WA
Boat: Harbor 20, Seawind 1370 (2024)
Posts: 317
Re: Boat insurance

Originally Posted by Papasail View Post
I know zero about boat insurance:
Reach out to Susan Waters ( I have no commercial interest, just a satisfied customer. She has always given good advice and the lowest quotes. She has cruised her own cat from Annapolis to N.Z., so knows about life at sea.
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Old 16-07-2017, 00:42   #4
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Re: Boat insurance

Having a current insurance survey carried out by a recognized society such as IIMS or SAMS will help with acceptance and also coverage rate, Some insurance companies it's mandatory every 2-3 years depending on vessels age/construction etc.
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Old 16-07-2017, 02:01   #5
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Boat: Jeanneau 40 DS SoulMates
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Re: Boat insurance

go up to search and type in boat insurance and you will get more than you can read
just our thoughts and opinions
chuck and svsoulmates
Somewhere in the Eastern Caribbean
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boat, insurance

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