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01-10-2020, 00:00
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#1
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Registered User
Join Date: May 2019
Location: Everywhere
Boat: Razzle Dazzle - 61ft Simpson / Crowther Daggerboard Cat ‘93
Posts: 411
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Who should I get Insurance quotes from?
So far I have quotes from -
Pantaenius - 2% - no named storms, Agreed Value
https://www.edwardwilliam.com/ - ~1.2%, Storm Plan Option, Agreed Value
Bluewater Yacht Insurance - ~1.2%, Storm Plan Option, Agreed Value
I'm still reading fine print
Who else should I contact?
Thanks
Paul
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01-10-2020, 04:49
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#3
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Registered User
Join Date: Oct 2007
Location: Urbanna, Virginia
Boat: Tartan 4100
Posts: 723
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Re: Who should I get Insurance quotes from?
Where are you located Paul?
If you're in the states, Geico and BOAT/US are the same company now but for some reason, Geico is a bit cheaper for the same coverage. I bought my Geico policy through Gary Golden (Al's son) at IMIS/Gowrie Group.
The companies you are looking at are really good ones, but some of the most expensive out there, IMHP.
Insurance is a necessary evil, spending lots of $$$ and possibly never using it. I have one claim in 30 years of boating, due to vandalism.
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01-10-2020, 05:09
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#4
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Registered User
Join Date: May 2019
Location: Everywhere
Boat: Razzle Dazzle - 61ft Simpson / Crowther Daggerboard Cat ‘93
Posts: 411
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Re: Who should I get Insurance quotes from?
Quote:
Originally Posted by Tortuga's Lie
Where are you located Paul?
If you're in the states, Geico and BOAT/US are the same company now but for some reason, Geico is a bit cheaper for the same coverage. I bought my Geico policy through Gary Golden (Al's son) at IMIS/Gowrie Group.
The companies you are looking at are really good ones, but some of the most expensive out there, IMHP.
Insurance is a necessary evil, spending lots of $$$ and possibly never using it. I have one claim in 30 years of boating, due to vandalism.
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International
Australian is closest I guess.
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01-10-2020, 05:18
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#5
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Registered User
Join Date: Oct 2007
Location: Urbanna, Virginia
Boat: Tartan 4100
Posts: 723
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Re: Who should I get Insurance quotes from?
Quote:
Originally Posted by nfbr
International
Australian is closest I guess.
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I guess that takes care of BOAT/US/Geico as I do not believe they have an International policy, could be wrong but I don't think so. IMIS/Gowrie is still a viable source to contact though as they broker several companies.
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01-10-2020, 06:19
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#6
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Registered User
Join Date: Aug 2008
Location: Halfway around Australia
Boat: Hallberg-Rassy 40
Posts: 306
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Re: Who should I get Insurance quotes from?
In Oz I have found Club Marine very good, have been using them for years. Not sure if they cover outside of Oz, my policy has a 250NM limit.
https://www.clubmarine.com.au/
Ilenart
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01-10-2020, 09:48
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#7
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Registered User
Join Date: Apr 2012
Location: Portland Oregon
Boat: Leopard 45
Posts: 333
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Re: Who should I get Insurance quotes from?
I don't know if you can get Progressive insurance in Oz but they gave me the best rates.
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01-10-2020, 09:51
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#8
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Registered User
Join Date: Oct 2019
Posts: 772
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Re: Who should I get Insurance quotes from?
I would let an insurance broker do the ground work for me.
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01-10-2020, 10:10
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#9
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Registered User
Join Date: Aug 2017
Location: La Rochelle, France
Boat: Bavaria 40
Posts: 17
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Re: Who should I get Insurance quotes from?
Stay away from Edward William. Just google them...... I learned the hard way. I bought a policy through them in January for $1500, and the underwriter went bankrupt 2 months later. Total write-off.
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01-10-2020, 10:13
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#10
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Registered User
Join Date: Mar 2014
Location: Pacific NW.
Boat: KP 46
Posts: 792
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Re: Who should I get Insurance quotes from?
Quote:
Originally Posted by Stewie12
I would let an insurance broker do the ground work for me.
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I agree totally.
Eileen Salerno has always done a good job for me all around the US, she gives me quotes from various ins companies and seems to always get the best rates.
You can call her at 732-706-1900
M
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01-10-2020, 10:32
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#11
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Registered User
Join Date: Jun 2014
Location: Long Island
Boat: Tartan 37C
Posts: 171
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Re: Who should I get Insurance quotes from?
Following with keen interest
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01-10-2020, 10:37
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#12
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Registered User
Join Date: Apr 2017
Location: Aboard
Boat: Hatteras CPMY 63’
Posts: 900
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Re: Who should I get Insurance quotes from?
Contact the Marine Trawlers Owners Association MTOA for their members only policies. We joined for $60 a year and saved that many times over. Our policy is with Merkel through the Jack Martin agency and had better terms at a lower rate than we could have gotten without MTOA membership. Plus the service through Jack Martin is excellent.
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01-10-2020, 10:46
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#13
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Registered User
Join Date: Apr 2020
Posts: 1
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Re: Who should I get Insurance quotes from?
NBOA - I have been with them for 3 years now. Nice people, great rates.
you can find them on line,
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01-10-2020, 14:29
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#14
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Registered User
Join Date: Oct 2018
Location: Boston
Boat: Farr 40 (Racing), Contest 43 (Cruising)
Posts: 950
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Re: Who should I get Insurance quotes from?
Quote:
Originally Posted by nfbr
International
Australian is closest I guess.
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You're lucky, Paul - at least from the insurance point of view.
I would go with Pantaenius. They're the experts, worldwide, with excellent service and pricing. I went with them for years, internationally, but unfortunately, they no longer insure in the US, so as of August had to go with a US carrier.
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01-10-2020, 14:59
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#15
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Registered User
Join Date: Aug 2018
Location: Nomad
Boat: Hunter 410
Posts: 323
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Re: Who should I get Insurance quotes from?
I used Gowrie for quotes, and ended up with Markel for the policy. I've been super happy with them so far, through 2 hurricane prep claims (my policy covers 50% of costs incurred to prepare for a hurricane) and one claim for a damaged dinghy. Haven't seen the impact to my premium since the dinghy claim, but their response to the actual incident was lovely.
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