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Old 30-09-2020, 23:00   #1
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Who should I get Insurance quotes from?

So far I have quotes from -

Pantaenius - 2% - no named storms, Agreed Value

https://www.edwardwilliam.com/ - ~1.2%, Storm Plan Option, Agreed Value

Bluewater Yacht Insurance - ~1.2%, Storm Plan Option, Agreed Value

I'm still reading fine print

Who else should I contact?

Thanks
Paul
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Old 01-10-2020, 03:19   #2
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Re: Who should I get Insurance quotes from?

Al Golden at International Marine Insurance Services (IMIS) - Brokers
https://www.cruisersforum.com/forums...lden-1840.html
Expect he's long-retired, but might still offer some useful advice.

IMIS ➥ https://gowrie.com/Marine-Insurance/...neProgram.aspx
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Old 01-10-2020, 03:49   #3
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Re: Who should I get Insurance quotes from?

Where are you located Paul?
If you're in the states, Geico and BOAT/US are the same company now but for some reason, Geico is a bit cheaper for the same coverage. I bought my Geico policy through Gary Golden (Al's son) at IMIS/Gowrie Group.
The companies you are looking at are really good ones, but some of the most expensive out there, IMHP.
Insurance is a necessary evil, spending lots of $$$ and possibly never using it. I have one claim in 30 years of boating, due to vandalism.
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Old 01-10-2020, 04:09   #4
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Re: Who should I get Insurance quotes from?

Quote:
Originally Posted by Tortuga's Lie View Post
Where are you located Paul?
If you're in the states, Geico and BOAT/US are the same company now but for some reason, Geico is a bit cheaper for the same coverage. I bought my Geico policy through Gary Golden (Al's son) at IMIS/Gowrie Group.
The companies you are looking at are really good ones, but some of the most expensive out there, IMHP.
Insurance is a necessary evil, spending lots of $$$ and possibly never using it. I have one claim in 30 years of boating, due to vandalism.
International
Australian is closest I guess.
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Old 01-10-2020, 04:18   #5
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Re: Who should I get Insurance quotes from?

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Originally Posted by nfbr View Post
International
Australian is closest I guess.
I guess that takes care of BOAT/US/Geico as I do not believe they have an International policy, could be wrong but I don't think so. IMIS/Gowrie is still a viable source to contact though as they broker several companies.
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Old 01-10-2020, 05:19   #6
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Re: Who should I get Insurance quotes from?

In Oz I have found Club Marine very good, have been using them for years. Not sure if they cover outside of Oz, my policy has a 250NM limit.

https://www.clubmarine.com.au/

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Old 01-10-2020, 08:48   #7
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Re: Who should I get Insurance quotes from?

I don't know if you can get Progressive insurance in Oz but they gave me the best rates.
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Old 01-10-2020, 08:51   #8
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Re: Who should I get Insurance quotes from?

I would let an insurance broker do the ground work for me.
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Old 01-10-2020, 09:10   #9
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Re: Who should I get Insurance quotes from?

Stay away from Edward William. Just google them...... I learned the hard way. I bought a policy through them in January for $1500, and the underwriter went bankrupt 2 months later. Total write-off.
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Old 01-10-2020, 09:13   #10
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Re: Who should I get Insurance quotes from?

Quote:
Originally Posted by Stewie12 View Post
I would let an insurance broker do the ground work for me.
I agree totally.

Eileen Salerno has always done a good job for me all around the US, she gives me quotes from various ins companies and seems to always get the best rates.

You can call her at 732-706-1900

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Old 01-10-2020, 09:32   #11
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Re: Who should I get Insurance quotes from?

Following with keen interest
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Old 01-10-2020, 09:37   #12
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Re: Who should I get Insurance quotes from?

Contact the Marine Trawlers Owners Association MTOA for their members only policies. We joined for $60 a year and saved that many times over. Our policy is with Merkel through the Jack Martin agency and had better terms at a lower rate than we could have gotten without MTOA membership. Plus the service through Jack Martin is excellent.
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Old 01-10-2020, 09:46   #13
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Re: Who should I get Insurance quotes from?

NBOA - I have been with them for 3 years now. Nice people, great rates.
you can find them on line,
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Old 01-10-2020, 13:29   #14
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Re: Who should I get Insurance quotes from?

Quote:
Originally Posted by nfbr View Post
International
Australian is closest I guess.
You're lucky, Paul - at least from the insurance point of view.
I would go with Pantaenius. They're the experts, worldwide, with excellent service and pricing. I went with them for years, internationally, but unfortunately, they no longer insure in the US, so as of August had to go with a US carrier.
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Old 01-10-2020, 13:59   #15
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Re: Who should I get Insurance quotes from?

I used Gowrie for quotes, and ended up with Markel for the policy. I've been super happy with them so far, through 2 hurricane prep claims (my policy covers 50% of costs incurred to prepare for a hurricane) and one claim for a damaged dinghy. Haven't seen the impact to my premium since the dinghy claim, but their response to the actual incident was lovely.
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