Small Stuff Adds Up!

[sailorchic34]

Originally Posted by sailorboy1

Shoes, SHOES, you have shoes?

Are they glass and are you missing one?

You got me. I only wear the flipflops on land. Mostly barefoot on the boat. Beside glass Slippers are so Disney. Ruby Slippers on the other hand....

[Kenomac]

Originally Posted by sailorchic34

OH YES, So now I'm the one wasting money and still living at the $600 level. I should buy some shoes....... OK just kidding, I still have at least another 6 months on the current pair of flip flops (I have a spare set of flip flops too )

Edit: YES I carry more then one set of filters too. Just when I use one, I go out and buy another so I always have multiple spares.

Flip flops!! I wish I could afford a pair, no way I'm paying what they're asking today for those things. My bare feet will have to do until I get back in my nurses shoes in November.... they're waiting by the front door, not allowed inside.

BTW: I like your new photo.

[Exile]

Originally Posted by Kenomac

Flip flops!! I wish I could afford a pair, no way I'm paying what they're asking today for those things. My bare feet will have to do until I get back in my nurses shoes in November.... they're waiting by the front door, not allowed inside.

BTW: I like your new photo.

Yea, g-d only knows what your nurses shoes have been subjected to! 😱😱

[sailorboy1]

We have gone waaaay past the thread topic, but I'll play as it's that or old Twin Peaks on Netflix.

If I use last months total spend and subtract boat upgrades, dining out, the 1.5 months of marina costs, and transportation to get the low budget lifestyle, and then divide that by 2 because there are 2 of us and we need to adjust to the single people's monthly spend I get:

$451

You $600/mo people need to tighten your wallets some

[sailorchic34]

On the question of what does sailorchic34 spend a month. Well since Don showed us his, here's mine.....

Typical monthly budget
Food for human $180 (sometimes less some times a bit more)

Food cat /litter for Dekat $100 (He's sooo expensive)

Fuel $25

phone and internet $60 (mostly for internet)

autocad monthy fee $50 (It allows me to make that income thingy)

lyft fees $60 (Better then a cab)

Marina fees $60 (Sometimes $90 sometimes $45)

Boat insurance $8 ($100 a year)

Boat maintenance $25 (sometimes nothing breaks othertimes it's more)

Human maintenance (pills, shampoo, clothing) $25
Entertainment (kindle unlimited) $9.95 I read maybe 8 books a week.



Total $603


Sorry I don't really care enough to actually save receipts for actual dollars and cents. It's not that important. This goes up and down a little bit and major ticket items like a new stove ($280) New fridge ($216 ) etc are not included. I buy the bigger ticket items only when income allows.


Note I spend zero on medical insurance (no irs fees if below poverty level). Zero on eating out, no car rentals, no flights home, zero for booze (I don't drink) or even coffee. (don't drink that either).



7 years ago it was $500 a month, but food prices have skyrocked.

[sailorboy1]

Get rid of the cat, you will be suddenly seem rich by proportion

[sailorchic34]

Originally Posted by sailorboy1

We have gone waaaay past the thread topic, but I'll play as it's that or old Twin Peaks on Netflix.

If I use last months total spend and subtract boat upgrades, dining out, the 1.5 months of marina costs, and transportation to get the low budget lifestyle, and then divide that by 2 because there are 2 of us and we need to adjust to the single people's monthly spend I get:

$451

You $600/mo people need to tighten your wallets some

I never knew I was so wasteful. Though Dekat is high maintenance and a bit spendy. Without Dekat I would be right at $500 a month and that includes Marina Visits....

[sailorchic34]

Originally Posted by sailorboy1

Get rid of the cat, you will be suddenly seem rich by proportion

He's actually on his way out being 17 and has late stage cat HIV. THEN I can buy those ruby slippers.....

Yeah Right, It will be another cat....

[zeehag]

cat fur boots with cat still using em. yuppers best shoes evvaahhh. self cleaning, as cat bathes self, and even talks back to ye..hahahahaha

[Kenomac]

Originally Posted by Exile

Yea, g-d only knows what your nurses shoes have been subjected to! 😱😱

Bio weapons capable on mass destruction.

[Kenomac]

Get a low maintenance model.

[sailorboy1]

Originally Posted by Kenomac

Get a low maintenance model.

Will come when called about the same as the real ones

[snokid]

sailorgirl.

if your income doubled what are you missing that you would treat yourself to?

Bob

[Stu Jackson]

Originally Posted by Jd1

Unless you keep a journal with all your expenses, you will never get a true picture of where your money goes. There have been three or four times in my life when I couldn't figure out where my money was going - writing EVERYTHING down was the only way to track things and each time it was a huge eye opener.
People these days can't be bothered. That and the ease of paying with credit/debit cards and there is no way you can oversee things properly.

Very true. And I have been doing just that for the past 19 years. I believe it is critical, to be able to answer planning questions as well. Not including fuel and slip and insurance, I have spent an average $4,000 per year on this kind of "stuff" - new electrical system and I/C and Link 2000 up front in the late 90s when we bought the boat, new standing rigging and furler in 2003, those are the two major things we did. Then the rest are all the bits & pieces of maintenance and cleaning gear including haulouts and bottom paint. sailorboy is right, it does add up.

[sailorchic34]

Originally Posted by snokid

sailorgirl.

if your income doubled what are you missing that you would treat yourself to?

Bob

Next year I'll be 62 and will retired. SS will provide about 3 times my current monthly income (TAX FREE), mainly as I made big bucks in my 30's and 40's and early 50's. I'll have the Rose hauled and painted and maybe splurge and get a new battery charger.

Thing is I have few needs wants or desires. A sunset and a calm morning are lovely and free. Maybe eat out a bit watch a movie and buy better grade of meat and some seafood. I've learned to live on very little.

On the other hand, if I had won that $400 million lottery, there was a lovely 75 foot yacht I had my eye on......