In the process of searching for my first
boat...and
insurance. I'm working with an independent
insurance broker. But I doubt he works with all of the carriers. So I'm looking for options. I suspect you fine folks can give me some tips.
And yes, I will be
financing the
boat purchase, so that narrows things down, I'm sure.
So about the insured future owner and boat:
Never owned a boat, but I've been sailing 30-35 foot
boats regularly for about 2 years...as
skipper and crew. In that time I have about 150 days on the
water. Most of it has been inland sailing. But I have spent 2 weeks coastal cruising/navigating on an
Oceanis 395 and a Sun Odyssey 409. In May, I will be
crewing on a Swan 68 from St. Marteen to
Newport. I have an
ASA 103 and 105
certification. So new...but not an absolute
newbie. And oh yeah, I'm 60 years old...in case that's a factor.
I'm looking to buy a shoal-draft production cruiser around 40 feet, 10 to 20 years old, and live on it in NE
Florida. And I want to occasionally
cruise the SE coast and
Bahamas. But I have a day job I will perform from the boat, so I will be along-side most of the time tethered by the
internet. I can potentially
cruise north during
hurricane season...Chesapeake perhaps.
So, any tips on how to proceed...and avoid being taken to the cleaners?
Thanks in advance.
Scotty