In the process of searching for my first boat
. I'm working with an independent insurance broker
. But I doubt he works with all of the carriers. So I'm looking for options. I suspect you fine folks can give me some tips.
And yes, I will be financing
the boat purchase
, so that narrows things down, I'm sure.
So about the insured future owner and boat:
Never owned a boat, but I've been sailing 30-35 foot boats regularly for about 2 years...as skipper
and crew. In that time I have about 150 days on the water
. Most of it has been inland sailing. But I have spent 2 weeks coastal cruising/navigating on an Oceanis
395 and a Sun Odyssey 409. In May, I will be crewing
on a Swan 68 from St. Marteen to Newport
. I have an ASA
103 and 105 certification
. So new...but not an absolute newbie. And oh yeah, I'm 60 years old...in case that's a factor.
I'm looking to buy a shoal-draft production cruiser around 40 feet, 10 to 20 years old, and live on it in NE Florida
. And I want to occasionally cruise
the SE coast and Bahamas
. But I have a day job I will perform from the boat, so I will be along-side most of the time tethered by the internet
. I can potentially cruise
north during hurricane
So, any tips on how to proceed...and avoid being taken to the cleaners?
Thanks in advance.