My query is:
I recently renewed my insurance
through brokers Edward William SL - with whom I have dealt for many years and insured with Pantaneuis. (Northernreef)
The renewal notice was received containing a list of endorsements and included current
Payment was made & the marine insurance
policy was sent to me.
This included a clause which stated "Grounding and reef contact excluded unless forward facing sonar is fitted and operational."
I do not have forward facing sonar. The clause was inserted after the renewal notice was received.
My concern is that this substantially avoids a major risk - the reason for having insurance.
Do other users have similar experiences? And is there any advice available?