We once were able to get term insurance in New Caledonia
, there are insurance people there who speak English--and way better than my French. We had to have it to go into a marina when a cyclone was expected, but perhaps you could work
something out at a distance.
When you arrive in NC, it is possible to anchor
out, and even to go ashore by dinghy
for the formalities. If you don't go into a marina, you will not be required to have insurance, as far as I know. There have been some changes there, since we last were there, and you should check their Customs
and Immigration requirements online, for yourself, so you know what you're getting into.
There is another thread (use the Custom Google
Search function, it's part of the Search menu) about Australian insurance and brokers started by Seaworthy
Lass, which contains some current
information. Basically, it is very difficult to get any kind of offshore
insurance, and especially so, for old boats, and small ones.
For many years, we cruised without insurance of any kind. We spent money
annually to keep ourselves safer, bigger anchors, GPS
, that sort of thing. Now, we carry third party insurance in Australia
, but it does not cover us in New Caledonia