Can I insure hull etc without the standing rig

[Jimmy_G]

Hi folks,
I want to upgrade my standing rig in a couple of years when its more affordable for me. And for the past 6 years my insurance Co has allowed me to insure the vessel for all except the standing rig (age unknown). However, now they insist that I assess and insure the standing rig due to the age of the vessel (30 y.o.).
I would prefer to continue to sail in light winds and take the risk with the rig until 2025.
I understand, that in an ideal world I should fork out the A$7-10K and replace the rig now as a precaution. But I'd rather wait.
Is anyone aware of an insurer that will allow me to insure the vessel in this way?
Dave
Jimmys Ghost

[Rucksta]

Nautilus

[Searles]

Makes me wonder,how would you feel if you old rig was to fail and kill or seriously injured an innocent party, money will not make you feel any better ,just fix the rig and feel better.