Boat Insurance

[nemausus]

Is insurance mandatory (like for a car) in the US for a sailboat <20ft, or is that decision just up to the owner ? thanks.

[boatman61]

If your using a marina or club facilities I'd say a minimum of Liability will be obligatory.... if your launching of a beach no its not...

[Cotemar]

Most marina's require you to submit a copy of your insurance form with your marina contract

[Kettlewell]

I don't know of any states that require boat insurance, but many marinas and other facilities say they do, though they rarely ask if you are a transient boater. Liability only insurance without a survey is available from Progressive at reasonable rates.

[Mark Johnson]

Agree with the above... Not legally mandatory, but "LIABILITY" insurance is required by many marinas and boatyards. It is not that expensive, compared to full hull coverage.
Mark