When the keel hit the rock, the keel pivoted, with the leading edge pulling down on the hull
fiberglass and the trailing edge pushing up. Expect damage at both ends. With cracks like that, the keel can then flex under usual loads, and eventually fail, which would spoil your entire day.
The task now is to add enough reinforcement, such as transverse strips tagged to longitudinal members, to return the keel/hull join to it's original strength and rigidity.
If someone has stuffed caulk into the cracked fiberglass, all of which needs to be ground out and lapped at that 12:1 bevel, then I would have a very sour feeling about either their competence or their motivation.