Well it isn't rocket science. Basically you just look at the tank and the fuel.
First step is just to visually inspect the inside of the tank. Best to do with
tanks almost empty so if they're full
pump the fuel into jerry jugs.
Does your
fuel tank have an
inspection port on top? Take it off and look inside with a light. Unless you have a fairly large
inspection hole it's hard to shine a light into the hole and see at the same time so I made a small inspection light by soldering a 12V flashlight bulb onto two wires and drop it into the tank. DO NOT DO THIS WITH GASOLINE TANKS!!!
Then get a small
pump, whatever you have around, and suck the fuel from the very lowest part of the tank into a clear bottle or jar to look at. I had to tie wrap the pump hose to a stick to get the hose into the low spot. You should do this with the
boat at a very calm spot where it isn't rocking in waves or wake so any crud will settle into the bottom of the tank and be easier to see and remove.
If the tank is coated with black grunge and the fuel full of goo then time to get serious.