The issue of dirty tanks/fuel comes up every month or so. It's not that complicated. If you have a primary filter like
Racor that has a element and a design that separates out
water and a secondary of almost any kind, you have a basic
fuel polishing system. I have dealt with long sitting diesel/dirty
tanks at least a hundred times maybe hundreds of times. Unless someone shoveled in dirt or sand in volume, your filter system will filter it out. Using a good
fuel conditioner will break down the sludge with a few fillings along with the motion of the ocean. The sludge dissolves (with a good conditioner) into tiny particles your filter catches. The conditioner helps extract any
water so your filter housing separates it out. Carry extra filters, but you probably won't need them.
For example, my
current boat has 1942
steel tanks that had no
inspection openings. The fuel had sat for 6 years. At the time I used Algae-x conditioner at about 3x the normal mix. With it I added new fuel so the old fuel was about 60% Some tanks were empty so I added new fuel and 3x conditioner. I did a sea trial, no problems, Changed the filters and came home (500 miles,
North Pacific in winter), no problems. 2 years later, I put in
inspection ports during a remodel. I went inside to inspect. The tanks were clean, no sludge, light surface rust. Some pits in the bottom that I welded. I now run a 2 micron (in the primary) I change it at about 500 hours by vacuum gauge reading. My mains alone
pump 70+ gallons an hour thru the primaries. So in 500 hours about 35,000 gallons (plus what ever the generators and boiler used) have been thru the filter.
I use a conditioner every time I fuel at the normal mix rate. I have clean (2 micron) fuel and I make sure I buy clean fuel. Currently I use Archoil AR6200 and it is excellent. It also helps the burn so much I get about 10% better mileage. My
diesel 4x4, 3/4T PU gets 25mpg at 65mph. and I use about 8.5 gallons an hour @ 10kts in an 83' 80 ton
boat w/DDs. I usually buy it on Amazon or Ebay. I don't make any
money on it.