I am in love with the
Mahe 36, however, all the biminy designs I've seen including the custom ones I dislike.
I can't get over the open
cockpit living in south
florida. If I could have a
Mahe 36 that looked like a Dean441 in terms of the
cockpit, sheesh, I'd buy right now.
I've been searching high and low. I want a cat under 40 ft, new, and I'd like to keep the
boat at approximately $300k. (I can prob go a little higher if bank would finance) is it possible? My goals are to
liveaboard, sail weekends and vacations for a few years (need to do it singlehanded - can't count on anyone else yet), then after that, I will travel for 6 months and then come back for 6 months to
work, then back out for 6 months, etc. At least those are the thoughts/plans.
right now, With an annual
income of around $200k, a FICO score about 750, and no real debt other than my house (mortgage is about $1200/mo and i owe about $145k still), and student loans (still about 100k) - do you think
financing will be a problem? I'm curious what they would let me finance..... I will put down 20% at least.
also, since I've never purchased a
new boat, what I should have on hand after
purchase.
[scenario]
Assume I bought a
boat today. Through magical forces, it's ready to go immediately. It has already all the upgrades, etc. It's turn-key, perfect, ready to go I just have to sail it back to south
florida. What can I expect to spend at this point?
I have to fly to boat, take time to prepare it for voyage, I only have one friend who is a
blue water sailor to sail back with me, and I am only a 'novice' - never gone into open waters, just local cruising - so I'll need a crew I assume, supplies, transfer
fees,
taxes,
money for fixing the 'little things' that will probably go wrong when we arrive back here - lol, etc.etc.
What am I forgetting? It's noon and I just woke up so am still groggy and drinking coffee...
From the time of
purchase till I'm sitting at the marina with a drink in hand enjoying the sun, what do you think I should have (approximately) in terms of cash on hand to make the transition smooth?
also, any tips on which cat? I'm not looking to go 80 knots in a
race. It's a
liveaboard with comfort. weekender and vacations for now.