Cruisers Forum
 


Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on Cruisers Forums. Advertise Here
 
Thread Tools Search this Thread Rate Thread Display Modes
Old 22-09-2021, 10:09   #1
Registered User
 
lhuff35204's Avatar

Join Date: Jan 2019
Location: FL
Boat: 2013 Aquila Power Cat
Posts: 58
Hulls split down the middle

The yard called after haul out this year and reported major hull damage to our 2013 Aquila cat. The insurance adjuster says the hulls are split down the middle but no signs of impact so it is not covered. Has anyone had their hulls split like this?
lhuff35204 is offline   Reply With Quote
Old 22-09-2021, 10:31   #2
Registered User
 
Knotical's Avatar

Join Date: Sep 2017
Location: LI Sound
Boat: Sabre 34-2
Posts: 510
Re: Hulls split down the middle

Sorry to hear, several questions come to mind-

-what size cat?
-is there a known structural issue?
-did you contact the company or other owners?
-what exactly did the insurance surveyor say - if itís not from impact damage what does he think itís from?
-did this yard pull your cat for the first time?
Knotical is offline   Reply With Quote
Old 22-09-2021, 10:38   #3
Registered User
 
Orion Jim's Avatar

Join Date: Dec 2008
Location: Noank, Ct. USA
Boat: Cape Dory 31
Posts: 2,469
Images: 8
Re: Hulls split down the middle

I don’t get the “no sign of impact so it’s not covered”. What type of policy is that?
Orion Jim is offline   Reply With Quote
Old 22-09-2021, 11:08   #4
Registered User

Join Date: Dec 2019
Location: changing daily
Boat: 12 meter self built cat
Posts: 25
Re: Hulls split down the middle

some hulls are put together that way from either side moulded parts. not too unusual but having them come apart... first i have heard of that.
first i would look carefully at your policy. if there is specific exclusion for factory defect then they got ya. otherwise i would say talk to a lawyer. or at least challenge your insurer on it. make them explain.
how old is the boat? your state may have laws regarding builders liability in case of profound failure, life threatening failure!

having said all that if the failed seem is reasonably clean the hull may be jigged and reglued properly. hard to say for sure though, without seeing it. i wonder about bulkhead damage.

a friend of mine has built several large sailing cats using that system and they are all still out there. someone screwed up big time.
tcpbob is offline   Reply With Quote
Old 22-09-2021, 11:22   #5
Registered User

Join Date: Jun 2021
Posts: 61
Re: Hulls split down the middle

I saw a youtube video of some one with a cat of some sort. The bridge deck and inner side of the hulls where one piece, the outer side of the hull was bonded and tabbed on. The maker filled the joint, but apparently over time the filler failed. They fixed it by grinding it out and putting in epoxy soaked uni directional glass, the faired it. It was not an issue except ugly and drag.
__________________
Scott
& Kathryn if I can convince her.
fillintheblank is offline   Reply With Quote
Old 22-09-2021, 11:35   #6
Registered User
 
lhuff35204's Avatar

Join Date: Jan 2019
Location: FL
Boat: 2013 Aquila Power Cat
Posts: 58
Re: Hulls split down the middle

It's a 2013 38 ft Aquila power cat. I appealed the claim, contacted the broker, and seller. I've had the boat hauled 5 time at different yards. I wasn't present at the haul out.

It's out of warranty.

From the policy -
INSURING AGREEMENT: COLLISION COVERAGE
IF YOU PAY THE PREMIUM FOR THIS COVERAGE, WE WILL PAY FOR SUDDEN, DIRECT AND ACCIDENTAL LOSS TO A COVERED WATERCRAFT RESULTING FROM COLLISION.
lhuff35204 is offline   Reply With Quote
Old 22-09-2021, 11:46   #7
Registered User

Join Date: May 2014
Location: USA
Boat: 41' yawl
Posts: 1,075
Re: Hulls split down the middle

Quote:
Originally Posted by lhuff35204 View Post
It's a 2013 38 ft Aquila power cat. I appealed the claim, contacted the broker, and seller. I've had the boat hauled 5 time at different yards. I wasn't present at the haul out.

It's out of warranty.

From the policy -
INSURING AGREEMENT: COLLISION COVERAGE
IF YOU PAY THE PREMIUM FOR THIS COVERAGE, WE WILL PAY FOR SUDDEN, DIRECT AND ACCIDENTAL LOSS TO A COVERED WATERCRAFT RESULTING FROM COLLISION.
Well... That's the part about collisions. And since this apparently wasn't a collision, shouldn't you be reading the, uhhh, other parts of your policy?
chris95040 is offline   Reply With Quote
Old 22-09-2021, 11:58   #8
Registered User

Join Date: Dec 2019
Location: changing daily
Boat: 12 meter self built cat
Posts: 25
Re: Hulls split down the middle

and more.... just because a thing is "out of warranty" and not covered by insurance does not mean you are stuck. witness what happens to car makers when their products fail and create unsafe results? i would say you probably have remedies in civil law for this. even Florida is not that backward... i think.
tcpbob is offline   Reply With Quote
Old 22-09-2021, 12:14   #9
Registered User
 
S/V Illusion's Avatar

Join Date: Oct 2007
Location: Lakewood Ranch, FLORIDA
Boat: Alden 50, Sarasota, Florida
Posts: 2,844
Re: Hulls split down the middle

Quote:
Originally Posted by chris95040 View Post
Well... That's the part about collisions. And since this apparently wasn't a collision, shouldn't you be reading the, uhhh, other parts of your policy?
I doubt the part about non-accident related damage would help him.
S/V Illusion is offline   Reply With Quote
Old 22-09-2021, 12:21   #10
Registered User
 
Knotical's Avatar

Join Date: Sep 2017
Location: LI Sound
Boat: Sabre 34-2
Posts: 510
Re: Hulls split down the middle

Itís either structural damage or impact damage, a cat just doesnít split like you say. The reason I asked you about size is there may be a theoretical chance a wider beam cat may be damaged during haul out if the yard is not used to it.

I would suggest to get an independent surveyor to determine the cause of the split, then you can pursue steps to either go after the company or the insurance.

Get construction plans from the company and talk to a few owners to see if they have had similar issues.

Do you have photos of the split, from outside and inside?
Knotical is offline   Reply With Quote
Old 22-09-2021, 12:45   #11
Writing Full-Time Since 2014
 
thinwater's Avatar

Join Date: Nov 2008
Location: Deale, MD
Boat: PDQ Altair, 32/34
Posts: 8,253
Re: Hulls split down the middle

I don't think the "out of warranty" bit matters for this. They really don't want you publicly shamming them, that they make boats that fall apart.

Lawyer. The builder and the insurance company are both saying "no," and it's got to be one or the other.
__________________
Gear Testing--Engineering--Sailing
https://sail-delmarva.blogspot.com/
thinwater is offline   Reply With Quote
Old 22-09-2021, 12:56   #12
Registered User
 
Dsanduril's Avatar

Join Date: Aug 2011
Location: Petersburg, AK
Boat: Outremer 50S
Posts: 4,228
Re: Hulls split down the middle

We were present in the yard when poor placement (not aligned with bulkheads) of the Travelift straps split a cat hull right down the centerline of both hulls. The operator heard the injury occur and dropped the boat back in the water. Engine room flooded but bulkheads kept the boat from sinking. Boat was towed to a yard with a trailer where it was hauled on the underwings. Quite an impressive split down the center of the boat, where the two halves of the hull had been glued together. The boat didn't actually leak too much once fully floating as the gaps mostly closed back on themselves. Most of the flooding occurred when the straps were still holding weight and distorted the hull shape.

So, it does/can happen with hulls built in halves and taped down the centerline.
Dsanduril is offline   Reply With Quote
Old 22-09-2021, 17:23   #13
Marine Service Provider

Join Date: Jun 2015
Location: Croatia
Boat: bavaria 38
Posts: 456
Re: Hulls split down the middle

who buy Chinese made boat,
more is offline   Reply With Quote
Old 22-09-2021, 17:47   #14
Registered User
 
Dsanduril's Avatar

Join Date: Aug 2011
Location: Petersburg, AK
Boat: Outremer 50S
Posts: 4,228
Re: Hulls split down the middle

Quote:
Originally Posted by more View Post
who buy Chinese made boat,
You're showing your bias. The OP's boat may have been made in China, but the split hull boat I personally witnessed was built in France.
Dsanduril is offline   Reply With Quote
Old 22-09-2021, 20:20   #15
Moderator
 
roverhi's Avatar

Join Date: Aug 2005
Location: Kona, Hawaii, Carlsbad, CA
Boat: 1969 Pearson 35 #108 & 1976 Sabre 28
Posts: 7,482
Send a message via Yahoo to roverhi
Re: Hulls split down the middle

Have owned a couple of boats that were built in two halves. The two hull sides were not glued together but a layup equal to the hull layup was done on the inside. Any crack/separation was filled with thickened polyester, faired and gel coated as a purely cosmetic measure so you couldn't tell from the outside that the hull was two sides. If cats are relying on edge gluing to hold the two halves together, they are bigger POS's than I ever could have imagined.
__________________
Peter O.
'Ae'a, Pearson 35
'Ms American Pie', Sabre 28 Mark II
roverhi is offline   Reply With Quote
Reply

Tags
hull

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Hello from Down Under Down Under C. Addict Meets & Greets 8 16-10-2019 18:46
Split down skeg centerline teddythetwig Construction, Maintenance & Refit 12 06-11-2017 13:06
Alternator / ACR Split / Split Diode Conundrum Sulaire Electrical: Batteries, Generators & Solar 8 12-03-2012 19:03
Thru-Hulls in Cored Hulls ggray Construction, Maintenance & Refit 7 22-12-2009 09:07
Get Down, Mast, Get Down! cherrick Deck hardware: Rigging, Sails & Hoisting 1 19-07-2009 05:00

Advertise Here


All times are GMT -7. The time now is 02:43.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.