I recently paid for a survey
of a Lagoon 420
Owners version and found the boat
to be absolutely consistent with what I want.
From the survey
there were a few minor problems that seem to be readily remedied and don't represent a big concern. There was one issue however that has my wondering about what I might do to get more information and/or ideas about how to approach the problem.
The issue is a separated bulkhead that can be seen under the owners bathroom sink. Apparently this has been identified as a known issue on the 2009 Lagoon
420s from what my surveyor
said. He mentioned that the problem has been seen on several Lagoons of this vintage and that, yes, its a problem, but it's generally considered benign.
So I sent the surveyor
and both brokers the following list of questions I'd like answered before signing off on acceptance of the boat
How much risk am I assuming in accepting a boat with a known crack in the bulkhead?
What is the worst case with this problem? How would or could it advance?
Does the existence of this crack impose a limitation on the way the boat could or should be sailed? In other words does it mean I need to sail “gently” not to perturb the problem?
What is the approximate cost of a full remedy?
Are there alternate repairs
that could provide the same strength?
How does this type of flaw impact resale later if the problem is stable?
How does this type of flaw impact resale later if the problem escalates?
How does this flaw in it’s current
condition impact insurance
rates on the boat?
How do insurance
underwriters view such a flaw? Does it impact rates? Are they prone to put an exclusion rider on the policy?
Is it required that I disclose this flaw to the insurance underwriters or risk invalidating coverage?
Has there been another surveyor who identified the flaw and deemed it benign or inconsequential?
What I'd like to put out to the fine folk of CF is their take on this matter. Does anyone have direct experience with this boat or her sisters?
Thanks in advance!!