Just to chime in with all the others, to insure a boat
over 12 years of age, you'd need a survey
. It should meet the following guidelines:
a) Is a hauled
Condition & Valuation survey
b) Is performed by a SAMs or NAMS accredited surveyor
. Go to www.marinesurvey.org
to find a surveyor
c) Includes a fair market value for the vessel that is close to the amount that you want to insure the vessel for.
d) Includes a list of recommendations.
e) Addresses the condition of all systems of the boat and its compliance with local safety regulations
f) States that the vessel is fit for its intended use (offshore cruising)
g) Is signed by the surveyor (an electronic signature is OK)