Originally Posted by Lucid
What do people do for health insurance
while cruising. My ambition is retire in the next few years. My wife and I are in or fifties and trying figure out if we can walk away. Healthcare costs seem prohibitive would make up most of the cost associated with cruising. What options are out there for US citizens?
In very much the same boat
as you, now 61 we have been cruising full time for 5 years. We use a GeoBlue policy, and have for several years. It is not "Obama care" compliant, so can offer some savings over the normal policies out there because they don't have to comply with all the silly rules.
You have to be out of the USA for at least 25% of the time. Coverage has been excellent, both in the USA and outside of it. We have talked to a few people who have had much cheaper policies, but when we actually looked at coverage, we we pretty appalled at what they were paying for.
Seriously, when was the last time you heard anybody say they were HAPPY with their Health
Insurance???? Well... except for the writing the checks part!
We got ours through Arno Chrispeels at http://healthisinternational.com
as the broker
. He knows cruising sailors and our issues and has been helpful in the one or two times we needed it. He can help guide you through selecting a plan that is most appropriate for you and your plans.
No connections, just happy...