Your criteria so far makes sense for what you plan to do. Keep a little
money in reserve for
repairs and upgrades.
I'm a
Hunter owner. They are great boats - in certain years. They have had some years where quality was better than others. Mine (2006) was one of the better years. But a
survey will tell you about the boat's condition.
As far as a second head goes, I'll give the opposite
advice from some people here. If you were solo, sure one head is fine.
But with a wife? Trust me, you want a second head. Because at some point one or the other head will
malfunction, and you want a backup. It's not a big deal for a man to simply relieve himself off the side of the boat, or use a bucket, but that's a non-starter for most
women. Also, with two heads, one can be set up for you and one for her, making yourselves feel more comfortable like you are in a home.
If you do turn the 2nd head into a laundry space, then it's fine if that
equipment takes up the
shower space, but you want to keep that second functioning
toilet at least. Another possible use of a second
shower is simply a place to hang
clothing. You never have enough easy storage on a boat.
Also, if your cruising ground is going to be from VA/NC down to FL and the
Bahamas, then you want a built in
air conditioning system, at least if you want to keep your wife from leaving you. Normally you will only be able to run it while at
marinas though (running the AC while out on the
water is possible, but that's a major separate topic by itself). Such systems also include
heating too, but if you Summer up north and
Winter down south you probably won't use that much.