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07-08-2008, 04:30
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#1
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Senior Cruiser
Join Date: Mar 2003
Location: Thunder Bay, Ontario - 48-29N x 89-20W
Boat: (Cruiser Living On Dirt)
Posts: 52,398
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Yacht Abandoned - Crew Rescued
$150,000 yacht abandoned in rescue drama ~ By Kay Dibben
"A QUEENSLAND couple on a dream cruise have been forced to abandon their luxury yacht mid-ocean in a freak accident.
The Bundaberg couple were rescued after the husband was injured and now may have lost the uninsured $150,000 vessel.
The 12m boat Illusion was reluctantly abandoned by Ann and Chris Robinson 390 nautical miles east of Bundaberg on Wednesday, when they were taken on board a rescue ship..."
Goto:
$150,000 yacht abandoned in rescue drama | NEWS.com.au
__________________
Gord May
"If you didn't have the time or money to do it right in the first place, when will you get the time/$ to fix it?"
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07-08-2008, 04:50
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#2
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Registered User
Join Date: Feb 2008
Location: Lake Tabourie Australia
Boat: Oceanic 46 (Jack Savage)
Posts: 452
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Poor Buggers, my heart goes out to them.
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07-08-2008, 07:38
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#3
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running down a dream
Join Date: Mar 2006
Location: Florida
Posts: 3,272
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take care of yourself out there as you do on land also. insure your boat .. maybe for less than book value but at least more than nothing after a freak accident.
__________________
some of the best times of my life were spent on a boat. it just took a long time to realize it.
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07-08-2008, 08:51
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#4
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Registered User
Join Date: May 2003
Location: New Bern, NC
Boat: Prout Manta 38' Catamaran - Sunspot Baby
Posts: 1,521
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At some small point in the back of our minds, we all realize it could happen to us.
George
__________________
She took my address and my name
Put my credit to shame
Sunspot Baby, sure had a real good time
Bob Seger
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07-08-2008, 09:00
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#5
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Registered User
Join Date: Mar 2007
Location: Lakeland, FL
Posts: 1,296
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I agree with George. No matter how experienced and careful you are, in 50 to 70 knot winds this is the kind of thing that can happen to anyone.
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07-08-2008, 09:28
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#6
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Registered User
Join Date: Jul 2007
Location: W Florida
Boat: Still have the 33yo Jon boat. But now a CATAMARAN. Nice little 18' Bay Cat.
Posts: 7,083
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Quote:
Originally Posted by Sunspot Baby
At some small point in the back of our minds, we all realize it could happen to us.
George
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Yep!
My heart goes out to them.
Too bad she could not stay aboard.
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07-08-2008, 10:06
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#7
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Registered User
Join Date: Jul 2008
Location: The Neteherlands, now India
Boat: Phillip Rhodes 60 ft
Posts: 101
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If you don't have the money to insure your boat, you shouldn't go out or... buy a smaller boat. It's not worth it.
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07-08-2008, 11:32
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#8
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CF Adviser
Join Date: Oct 2007
Boat: Van Helleman Schooner 65ft StarGazer
Posts: 10,280
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Quote:
Originally Posted by Alondra
If you don't have the money to insure your boat, you shouldn't go out or... buy a smaller boat. It's not worth it. |
Whenever you go to sea you take a risk…that has nothing to do with insurance.
Whenever you insure your boat you take a risk…. that the insurance company will honour their commitment instead of deeming you negligent.
A sailor’s freedom is in being allowed to manage their own risks, accept the consequences and not be criticised by other sailors who don’t know the details.
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07-08-2008, 11:51
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#9
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Registered User
Join Date: Jun 2006
Posts: 685
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Quote:
Originally Posted by Pelagic
Whenever you go to sea you take a risk…that has nothing to do with insurance.
Whenever you insure your boat you take a risk…. that the insurance company will honour their commitment instead of deeming you negligent.
A sailor’s freedom is in being allowed to manage their own risks, accept the consequences and not be criticised by other sailors who don’t know the details.
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Well said.
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07-08-2008, 12:02
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#10
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Registered User
Join Date: Mar 2007
Location: Lakeland, FL
Posts: 1,296
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I also agree with Pelagic. We cruised for 2 1/2 years in the Bahamas/Caribbean with only liability coverage. We made the decision to cancel comprehesive coverage (as have many others) because the premiums for sailing that region in our boat were too high for our budget. We went cruising anyway and had a blast. If we had lost the boat, we would have been heart broken. But as long as we survived, it wouldn't have been the end of the world or the dream. Of course, we didn't exactly have a 150K boat either.
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07-08-2008, 12:09
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#11
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Armchair Bucketeer
Join Date: Oct 2006
Posts: 10,012
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Quote:
Originally Posted by slomotion
Of course, we didn't exactly have a 150K boat either.
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And methinks that is the key. A boat that (for mere financial "mortals"  ) would break yer heart to lose, but would not crucify you financially.
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07-08-2008, 12:29
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#12
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Registered User
Join Date: Jun 2006
Posts: 685
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The question to insure or not is a tough one. I am 40 years old, been boating all my life, and I have never been involved in anything that required an insurance claim. Bad stuff happens in this world, and you can't insure against all of it. And, if you are over-insured, the winner is the insurance company. I know people that lost their child in a car accident. Do I stop driving? That would insure that I never die in a car accident, wouldn't it? Or, do I drive carefully? Car insurance is the law and reasonably cost effective due to economies of scale that don't exist in the Ocean Passage-making world.
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07-08-2008, 12:48
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#13
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Moderator Emeritus
Join Date: Mar 2003
Location: Hayes, VA
Boat: Gozzard 36
Posts: 8,700
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This insurance issue has been beat to death more than enough in more than a dozen threads. We don't need a revival.
__________________
Paul Blais
s/v Bright Eyes Gozzard 36
37 15.7 N 76 28.9 W
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07-08-2008, 13:50
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#14
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Registered User
Join Date: Sep 2005
Location: Winter land based UK New Forest. Summer months away. Making the transition from sail to power this year - scary stuff.
Boat: Super Van Craft 1320 Power Yacht
Posts: 2,175
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Quote:
Originally Posted by Alondra
If you don't have the money to insure your boat, you shouldn't go out or... buy a smaller boat. It's not worth it.
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These guys dreams collapse and this is the best advice you can offer.
Go stand in a corner Mr. Numpty.
JOHN
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07-08-2008, 14:07
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#15
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Registered User
Join Date: Feb 2007
Boat: 1973 Morgan 36T
Posts: 808
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Quote:
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If you don't have the money to insure your boat, you shouldn't go out or... buy a smaller boat. It's not worth it.
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That's cold and so insensitive.
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