You are correct, it was Progressive. Geico was crazy expensive and severely limited to what they would cover.
Many others are basically getting out of the business of insuring anything older than 10 years.
There was one who wouldn't cover anything on the Gulf coast
or south of SC and even Suffolk County New York!
Others wouldn't insure anything above 25 feet!
I haven't experiences such a limited insurance pool before. I happily used Boat/US (now Gieco) for years without any issues or limitations.
It is all a new game
I guess. This tells me there are probably a huge amount of people who will be boating
without insurance coverage. Hopefully I am wrong, but if you don't have a loan it isn't required. Although if you are staying at a marina for any length of time, some demand a copy of your policy and demand to be put on as a named insured.