Cruisers Forum
 


Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on Cruisers Forums. Advertise Here
 
Thread Tools Search this Thread Rate Thread Display Modes
Old 12-04-2018, 01:11   #1
Registered User

Join Date: Apr 2018
Location: Ruskin, Florida
Boat: Costum 42 Monohull
Posts: 13
Insurance required? in Cuba, Mexico Panama canal

Just wondering if any of the countries from Mexico down the west coast of the Carribean to the Panama Canal require your boat to be insured?

I understand that some marinas require it but what if you almost always anchor?

Thank you in advance.

Mgago
Mgago is offline   Reply With Quote
Old 12-04-2018, 12:01   #2
cat herder, extreme blacksheep

Join Date: Jul 2008
Location: furycame alley , tropics, mexico for now
Boat: 1976 FORMOSA yankee clipper 41
Posts: 18,967
Images: 56
Re: Insurance required? in Cuba, Mexico Panama canal

mexico requires liability insurance on boats sailing in mexico. insurance must be via a company with feet in mexico as it is worded.
zeehag is offline   Reply With Quote
Old 12-04-2018, 12:41   #3
Registered User
 
bobnlesley's Avatar

Join Date: Jul 2008
Location: Aground in the Yorkshire Dales, awaiting a very high tide.
Posts: 773
Re: Insurance required? in Cuba, Mexico Panama canal

Cuba required (and checked) that you hold 3rd party libility insurance - a policy with a US company is not valid/acceptable and they'll charge you a daily rate for a local policy.
Not been in Mexico.
Not asked when we entered Panama, but both the paperwork and Admeasurer for the Canal asked whether we had 3rd party liability insurance, though our answer of 'yes' wasn't actually checked as we didn't actually show anyone the policy documents.
bobnlesley is offline   Reply With Quote
Old 12-04-2018, 13:01   #4
Registered User

Join Date: Apr 2015
Location: Washington DC
Boat: Cape Dory 27
Posts: 39
Re: Insurance required? in Cuba, Mexico Panama canal

how does one obtain liability insurance good the world over?
mathiasben is offline   Reply With Quote
Old 13-04-2018, 08:29   #5
Registered User

Join Date: Jan 2016
Location: Beaufort, NC, USA
Boat: Ta Chiao 56
Posts: 748
Re: Insurance required? in Cuba, Mexico Panama canal

Quote:
Originally Posted by mathiasben View Post
how does one obtain liability insurance good the world over?
The short answer to that one is you can't. You can get hull coverage for your boat that is in effect all over the world, with premiums varying widely due to destination, weather history, etc. But in terms or personal liability and third party liability, and meeting the requirements of countries you are visiting, there are no absolutes. Any country can simply say that foreign policies are not considered proof of financial responsibility, forcing you to purchase coverage from an insurer in that country.

See Zeehag's post above for a prime example.

Some countries present even more challenges. Cuba requires visiting cruisers to have medical insurance, but no U.S. insurer will cover claims in Cuba due to the embargo.
Brewgyver is offline   Reply With Quote
Old 13-04-2018, 08:46   #6
cat herder, extreme blacksheep

Join Date: Jul 2008
Location: furycame alley , tropics, mexico for now
Boat: 1976 FORMOSA yankee clipper 41
Posts: 18,967
Images: 56
Re: Insurance required? in Cuba, Mexico Panama canal

when checking into mexico you have a grace period of a day or so whatever is arranged with capitania de puerto to purchase mexican based liability. they send you to ace.
\ there are companies that insure internationally, mariners group, novamar and others...seems a conversation with an insurance broker would be a reasonable way to learn which companies are able to insure you in each port of call you choose.
zeehag is offline   Reply With Quote
Old 13-04-2018, 10:29   #7
Registered User
 
anacapaisland42's Avatar

Join Date: Aug 2009
Location: Ontario, Canada
Boat: Challenger 32 1974
Posts: 519
Images: 3
Re: Insurance required? in Cuba, Mexico Panama canal

If you charter/rent a boat in CUBA be sure to take their insurance, when we were there a bunch of French guys rented a big cat, turned down the insurance, wrecked the cat on a reef and weren't let off the island until it was paid for.......I sure don't blame Cuba for that!!
Bill





[QUOTE=bobnlesley;2614721]Cuba required (and checked) that you hold 3rd party libility insurance - a policy with a US company is not valid/acceptable and they'll charge you a daily rate for a local policy.
anacapaisland42 is offline   Reply With Quote
Old 13-04-2018, 10:38   #8
Registered User

Join Date: Dec 2015
Posts: 30
Re: Insurance required? in Cuba, Mexico Panama canal

We are CAnadian, and could not find insurance for Cuba, however they do have it out of Europe. We were there 3 years in the marina with no insurance. In Mexico we had to have insurance BEFORE we arrived, which we did with a Mexican insurance company. We got 3rd party only.
BernBruce is offline   Reply With Quote
Old 13-04-2018, 11:08   #9
Registered User

Join Date: Mar 2014
Posts: 43
Re: Insurance required? in Cuba, Mexico Panama canal

I purchased Mexican liability insurance online from Novamar.net. There may be other Mexican companies that do the same thing.
arthur.watson.1 is offline   Reply With Quote
Old 13-04-2018, 18:29   #10
Registered User
 
Viking Sailor's Avatar

Join Date: Nov 2006
Location: San Francisco Bay
Boat: Fantasia 35
Posts: 1,244
Re: Insurance required? in Cuba, Mexico Panama canal

How much Mexican liability insurance coverage is required?
Viking Sailor is offline   Reply With Quote
Old 13-04-2018, 20:36   #11
Registered User

Join Date: May 2012
Location: Hailing Minny, MN
Boat: Vancouver 27
Posts: 1,087
Images: 1
Re: Insurance required? in Cuba, Mexico Panama canal

Quote:
Originally Posted by Brewgyver View Post
Some countries present even more challenges. Cuba requires visiting cruisers to have medical insurance, but no U.S. insurer will cover claims in Cuba due to the embargo.
We were there 2 months ago and the initial 30 day visa (90 days for Canadians) did not come with conditions of having health insurance. However, if you were to extend your visa beyond that, you would be charged both for 30 day extension as well as retroactively for the first 30.

My speculation is that this policy allows the average tourist to come and go without the hassle of obtaining health coverage.
laika is offline   Reply With Quote
Reply

Tags
canal, Cuba, insurance, Mexico, Panama, Panama Canal

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Crew Wanted: Rio Dulce to Panama Canal and Mexico PaulSommers Crew Archives 1 07-12-2014 16:10
Crew Wanted: Florida to Cuba, Cuba to Mexico panamasvk Crew Archives 2 05-11-2014 21:56
Crew Wanted: La Paz Mexico to the Panama Canal, 50ft Tayana FD-12, For the month of April 2014 kirkalittle Crew Archives 2 24-02-2014 18:14
Crew Wanted: La Paz, Mexico to Panama and transit Canal windseeker37 Crew Archives 8 09-10-2013 13:58
Crew Wanted: La Paz, Mexico to Panama and transit Canal windseeker37 Crew Archives 3 25-08-2013 05:56

Advertise Here


All times are GMT -7. The time now is 22:41.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2022, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2022, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.