Regarding the question about your boat:
There are too many variables for any reasonable experienced person in this forum to be able to answer your question. You will get the answer that you want from someone. Remember the gray matter between your ears is an important variable in finding the correct answer. If you do cross oceans in that size boat you will be in the minority...my guess is less than 5% are that small.
Regarding The Maldives:
I assume that you have not been there. During our circumnavigation
we visited The Maldives in 2011. Out of 50 countries we visited, The Maldives was the worst. They do not want yachts and make it very plain in fees
and lots of other restrictions. The anchorages
off the shore of the resorts are owned/leased by the resorts. You will find fees
like $50 for 24 hour anchoring
with the 24 hour beginning and ending at midnight. Fees to land your dinghy
and in many cases being told that you cannot land at a resort. In 2011 The Maldives had 39 Somali pirates in prison. I doubt if you will find any news of this because they wanted to keep it secret as to not impact their tourist business. If you are Russian with pockets full of US cash, you should fly there...you will fit in with all the other rich Russians and have a good time. More information on our visit is here: S/V BeBe: Maldives
be sure to scroll to the end for information regarding the friendliness of the Maldives.
You will get more misinformation in this forum (and other forums) than usable information. There are a few reliable sources posting
in this forum that have not tired of the arm-chair experts that have read every book, but gone nowhere. I only visit this forum about once a month and usually visit for entertainment. Beware of the information you receive.