Now that we are making the transition from world wide cruising back
to a settled working life, dealing with the changes involved, I'm reminded of those necessary to do the reverse.
In the settled life:
1. House or Apt expenses ( mortgage/rent, utilities, insurance
2. Vehicle expenses ( licensing, fuel
3. Entertainment ( meals
out, shows, movies, satTV, cellular, drinks out )
( groceries, meats, detergents, soap, etc )
5. Outfitting ( spares, repairs
6. Dockage ( mooring
, YC, slip )
( insurance, drugs, Dr. )
8. Job ( clothes, commuting, supplies )
While cruising on a micro-budget:
1. Boat maintenance
performed by self using local materials or inventory
purchased locally, with very little meat and lots of legumes
3. Boat anchored virtually all the time at no charge
covered via use of free public health
5. Entertainment exclusively aboard, via potlucks, or in public places such as the beach using cheap
ingredients including cheap liquor
6. Job - no job related expenses
7. Vehicle - bicycle costing $90, maintained by self
8. No Outfitting expenses
The following remarks pertain to US citizens only:
If you are on Food Stamps, you qualify to get groceries from food pantries. Our neighbors put us on to this. I now visit several pantries during the month, where quite good bread and yeast rolls are readily available, meat is provided ( last visit I was given 10 Kg of chicken Thighs, 1 Kg of ground sirloin ) tinned vegetables and fruit are readily available, nuts, fruits, salad greens, eggs, pasta, and rice too. There is no charge.
You also qualify in Florida
for a free cellular phone
You also qualify for Medicaid sufficient to cover your Medicare Part B premium.
You also qualify for a Medicare Supplemental Plan which covers Dr. Visits $10, Hospital admission $30, prescription drugs $2.60, 3 dental checkups & cleanings annually $0
If you are a Vietnam
Vet, look into the non-disability pension beginning at age 65. It guarantees a couple a minimum income
of $1300/ month.
This specifically means:
1. If you are a US citizen, living on less than $18,000 / yr you qualify for food stamps, free groceries, free cell phone
2. If you have less than the above income
and are over 65 you qualify for free medical
& dental care
Since the vast majority of those visiting this thread will likely never cruise
beyond the coastal waters of their home country, and are also US citizens, other economies apply.
1. Nautical charts
downloaded from NOAA for free
2. Coast Pilots downloaded from NOAA for free
3. Celestial navigation
equipment can be dispensed with and navigation
equipment can be reduced to pencils, weems plotter, hand bearing compass
4. Vhf weather
receiver will suffice
Should a shallow draft
vessel be chosen, free anchorages
are to be found everywhere.
For more info regarding the specifics of budgeting and boat selection visit pp 28-36
I'm taking Pegasus from Cocoa, FL to Brooklyn
, NY. I've room for 1-2
crew. Minimum requirements are resistance to mal de mer, and the month of May available for the trip. You must get yourself to Cocoa, Fl, and provide your own way home from Brooklyn
Should anyone along the way care to provide us with anchorage/dockage for the night please contact me too.