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Old 04-01-2010, 06:19   #31
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Join Date: May 2004
Location: Cruising on the hook
Boat: 34 Marine Trader
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Just like BoatUS and SEA//TOW, your own boat insurance has a provision for towing and will pay any tower that provides you with the service. The advantage of BoatUS and SEA//TOW is that if you have their insurance and call one of their franchised servers, you don't have to pay the bill and then wait for reimbursment.
As for the matter of one having better coverage in an area than another, REMEMBER that they are another form of insurance company and will pay the cost of the tow to another company should they not be able to provide the service.

We are what we repeatedly do.
Excellence, therefore, is not an act but a habit."
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Old 04-01-2010, 08:35   #32

Join Date: Apr 2006
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"Would you feel comfortable WITHOUT towing coverage with a 4'6" draft cruising the entire ICW and never exploring outside the "ditch" channel?"
Yes, but considering the fuel cost for driving the bus all the way on the ICW anyway, what's another $100? (Yeah, I know.) As long as you have current charts and you're REAL comfortable with your ability to navigate and keep out of the shoals...OK, maybe $100 does buy a batch of nice steaks and drinks instead. :-)
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Old 08-01-2010, 09:16   #33
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Location: Key West
Boat: Westsail 32 and Herreshoff 28
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I purchased Tow boat US a couple days ago and am very comfortable about my $135 decision.

Thank you everyone for your help.
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Old 08-01-2010, 11:54   #34
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Join Date: Nov 2008
Location: Miami
Boat: Boatless
Posts: 1,566
Towing insurance is the best value in boating...

I lost my steering off Fajardo Puerto Rico with 9 Sea Scouts on board in 25 knots of wind. We rigged the emergency tiller but had SeaTow standby at the marina entrance. 100ft from a $5,000,000 boat the steering jammed and SeaTow prevented me from hitting the big boat!!

My 30 ton boat would have put a very expensive hole in that boat and my deductable is $6,000

"Remember, experience only means that you screw-up less often."
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Old 08-01-2010, 12:01   #35
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Join Date: Oct 2007
Location: virginia
Boat: islandpacket
Posts: 1,967
I just finished the ICW for my first time. I found it narrow and shallow at places. Had to search around for it and at places went from 10 ft to 2 ft in just a few feet out of channel, it does move around a bit and the current in some places was incredible. I will watch the tide charts more carefully next trip. We did run aground several times but were able to get off easily. Some stretches were along way from a tow. I am glad I had the insurance.
That derelict boat was another dream for somebody else, don't let it be your nightmare and a waste of your life.
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Old 08-01-2010, 13:11   #36
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Join Date: Jan 2009
Location: St Augustine, FL
Boat: Beneteau Oceanis 461
Posts: 350
Can't recommend Boat/US enough!.. In a situation too embarrasing to admit to I used their services in the ICW in GA - They were prompt, courteous and after all was said and done, I received a (unsolicited!) refund of my deductable (previously paid to the operator during the assist) stating that with unlimited coverage, I was not subject to the deductable.

I have maintained their coverage for many years; every year during renewal time, I'd ask myself why keep paying this - it's for powerboats (in our area, it is usually fishing guys that run out of gas) etc - So glad I kept the coverage!

Fair winds!

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