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Old 19-07-2022, 04:48   #16
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Re: Liability Only Insurance in Portugal and Mediterranean

Guillermo Mendía
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Hooking me up with Allianz.
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Old 25-07-2022, 16:55   #17
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Re: Liability Only Insurance in Portugal and Mediterranean

I like a challenge...hit me up at frank@spacecoastinsurance.com a carrier I use is based in the UK so they may work. May depend on where the boat is registered.
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Old 26-07-2022, 07:35   #18
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Re: Liability Only Insurance in Portugal and Mediterranean

Post Brexit it’s important that any U.K. insurer selling to a EU resident has a proper European subsidiary, as passporting rights did not extend to financial services.
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Old 26-07-2022, 08:28   #19
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Re: Liability Only Insurance in Portugal and Mediterranean

Quote:
Originally Posted by ccannan View Post
The reason why EU/UK insurers won't touch Americans is because of FATCA reporting rules.
FYI.

Which insurance products are within the scope of FATCA?

https://www2.deloitte.com/content/da...-insurance.pdf

Only "cash value insurance contracts" and annuities are within FATCA. The intention is to catch
"savings" rather than risk products.
Cash value is defined as the amount that the policyholder can receive upon surrender or
termination. It excludes payments made regarding personal injury and sickness benefits. It also
excludes payments for insured risks and refunds of premiums (other than life policies) due to
cancellation, price adjustment, etc.
Term life products are also out of scope. This is intended to carve out life protection
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Old 18-01-2024, 13:56   #20
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Re: Liability Only Insurance in Portugal and Mediterranean

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Originally Posted by skipmac View Post
Having the same problem. So far every company I've contacted only offers a full coverage policy which I don't want or need.

Please let me know if you have any luck and if I find one I'll post here.
2023-24 Updates-
I struggled mighty to get 3rd party liability with Gowrie and other large stable company's where I HAD full coverage before it went thru roof.

Any updates on 3rd party only from Canaries to Portg/Spain etc and so on welcome for a PS40 in top shape US Owner Captain moi
Bryon
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Old 09-03-2024, 19:43   #21
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Re: Liability Only Insurance in Portugal and Mediterranean

Im an agent and albeit may not be able to help on every scenerio, I have access to a European carrier who covers the Med and trans-Atlantic crossings. Carriers want to see a detailed itinerary. Alot of times the itinerary is not complete enough and they just flat out deny offering up a quote. I can be bothersome sometimes until all the boxes are complete to the underwriter's satisfaction. It's a process and def need patients. Good luck!
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Old 08-05-2024, 13:34   #22
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Re: Liability Only Insurance in Portugal and Mediterranean

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Originally Posted by Tia Bu View Post
Thanks for the feedback so far. Any American cruisers out there who have successfully bought local liability insurance in the EU? Any who have been turned down?
were you able to find liability coverage for Portugal? I'm trying to find for my Bristol 35.5 for a crossing this month.
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Old 12-05-2024, 21:19   #23
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Re: Liability Only Insurance in Portugal and Mediterranean

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Originally Posted by Drew 35.5 View Post
were you able to find liability coverage for Portugal? I'm trying to find for my Bristol 35.5 for a crossing this month.
Have you found coverage yet? Let me know what you're looking for I may be able to help with your insurance. With the crossing many things come into play. Tell me what you're looking for and if I can help great...if not i can point you in the right direction. Good luck...cheers👍
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