Generally lithium banks are designed with redundancy. So a battery failure may reduce capacity but not render the whole bank useless. So if you go afar you want to know what redundancy you have and how to isolate bad batteries.
You also should choose bank voltages that can be temporarily supported with “standard” batteries. In the event the whole bank fails you can temporarily use standard batteries until you are ready to replace.
Finally, you should always (IMO) have a method of powering critical systems via a different method. For example, a power supply that runs from
solar or a gen set with the ability to run
navigation and comms. Then house battery failures are not a true
single point failure
safety item.
Engine start batteries should not be lithium, again IMO. Lithium can be the backup to regular start battery.