This is not a real issue for us for the long term future, but it is worth collecting data. We have LA gel
batteries, and they are likely good for another 5 to 10 years. Our
insurance underwriter is Markel, and they charge at least a 20% increase for LiFePo
batteries, with a significant list of other restrictions before they would cover a Li
installation.
I suspect that the reason they have so many limitations is that they are reluctant to insure
DIY electrical systems. I certainly would be, considering the incredible level of ignorance that I see from watching things here. Questions from people who have NO idea what they are doing, but are doing anyway. They scare me. Having one of those idiots as a
dock neighbor with a MUCH higher than normal fire risk is something I would prefer to avoid, but can not.
But my question is, are there other underwriters who are worried about the risk of LiFePO batteries and put significant restrictions on their
installation?
This is not a question about if LiFePO batteries are safe or not. In a good installation they are, and in a bad installation they are not. This is only about
insurance underwriter's perspective....