Its not getting
lost, I understand what your saying (so not your fault

). Its why I wrote: "I'm not sure if the battery short would always blow the fuse,"
I'm happy to move or add switches but need time to think it out, and discuss ideas with you guys ( which I really appreciate )
I still would like to be able to isolate my DC Panel from the charge sources but can see the benefits of putting a switch in between battery & busbar as you suggest.
If I stick with my method, and the house battery died but didn't blow the fuse, your right I would have to manually disconnect. I am assuming I would know to do this via my battery
monitor. I like the Smart Gauge at the moment, and this has programmable alarms. Its even possible to drive external relays so that could be the switch in your favored position. I worry that starts making things too complex?
If it did die I would have to take my house battery(s) out at this stage anyway so I may as well start right away with a manual disconnect. A relay mentioned above could be good if your away from the
boat?