There is only one thing certain in this life, you are not going to survive it, so get on & enjoy it, with out worrying too much about the outcome. If you want to try to beat the odds, & live forever, stay home. & hope some plane doesn't crash into your house.
In 53,000 miles around the Pacific, many single
handed, I never wore a life jacket & only once used a safety
harness. That was to attach my sextant
to in really rough weather
. Lose your sextant
in the Coral sea
in the days before satnav, & you were in real trouble.
I did once have a clown from the Sydney
harbour authority try to stop me from leaving port, because I did not have my danbouy & life ring on the stern rail. I explained that as a single
hander, they were not much use as safety gear
. In fact the ropes attached to each were likely to come loose in really rough conditions, making them a serious hazard. He only stopped chasing me, when it got a bit rough outside.
If you think about it, you should avoid beds at all cost. After all, more people die in them, than anywhere else.