C-Lady... for goodness sakes, this subject has been beaten to death repeatedly within the past few months here on cf. In particular, KA4WJA has given detailed analysis of the counterpoise
issues. Please have a quick search yourself and don't start this u p all over again.
Oh... in the final analysis, it really doesn't make a hell of a big difference in performance which system you finally choose. The differences in results between the different approaches are not huge.