Quote:
Originally Posted by Sail girl
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It can depend a lot on where you are from and where you will
cruise. Are you a US citizen? Will you spend most of your time in the US or
Europe or
Caribbean or elsewhere.
If you are a US citizen and plan to spend time in the US then you need a policy that covers
health care in the US. Whatever
health care policy you like, just check the plan's coverage for travel and emergencies outside the country. If you will not be in the US and will want health care in for example
Europe, then health care coverage can be much less expensive
If you will be traveling to
remote places but still keep the US as a frequent home base then you might want to add DAN travel insurance. DAN, originally Divers Alert Network focused mainly on divers injured when
diving in
remote locations but now covers any travel for any reason. They mainly focus on covering the cost of evacuation back to the US for
emergency care which can be really expensive.