Hello everyone. I too believe that it takes what you got. Now me, I'm not cruising the open seas yet, or high cost areas. Though I do a fair bit O sailing and living on the hook. Did about 1000 miles last year. No not long distance, but not sitting at anchor
I do tend to spread out things like haul out
costs and insurance
. So my monthly costs run about as follows. Sometimes a bit more, some times a bit less
, supplies for me
and cat liter for dakat
hot spot thingy, use it for fre skype calls too.
$40 Diesel/ gas
$20 general maintenance
(some months are zero, some are $40 or more.) Oil
, filters, wire, etc.
$44 savings for Haul out
tax, etc (Haul every 4-5 years at the moment) property tax is about $150 a year, including homestead exemption.
$30 Marina visit (Two at $15 a month) for laundry
, a long shower
, trash food run etc.
$30 Drugs (non recreational)
$10 Beauty girly stuff
$20 clothing/misc. Really a wild card.
$44 boat insurance
savings (paid once a year)
That my friends is $500. OK some months do blow the budget a bit. Last years engine rebuild
was pricey for sure, though still cheep what with the blonde labor.
Some months there is a propane
refill for $18, But I don't always use $40 for diesel
either, so it balances mostly. Water
I get free at pump
I don't drink or smoke so no bar tabs etc. Don't eat out much. Twice a year I pay a diver $20 to replace the zinc. I've had enough spare zinc's on board that I've yet to buy a zinc in the last 7 years. Have two more so good for another year.
No car, cable, trash, house, insurance, doctor visits (don't ask where I get the drugs from). No bank or smart phone
, TV or stereo. A few years back I got a good used mainsail
for $300. Rope
I purchased by the spool on sale
seven years ago and still have 1/2 left. I use paint
for most exterior wood
is a bit dear and I'm not that anal. My last haul out cost me $1100 (again lots O blonde labor), but that cost is spread across 4-5 years and is in the above budget. As is batteries
, and other high dollar stuff. My taxes
were zero this last year (state and fed), Though I do pay property tax and sales tax.
That's how I do it, but ok I am perhaps a bit crazy and dance to completely different music
then most here. I look at the cars on the bridges at rush hour on the SF bay
and every day I'm glad that's not me. So yes I choose to be poor. For me its a happier existence. Mind you I did have a 3500 SF house, nice cars, and a whole lotta bills at one time. Decided to get off that marry go round.
No I'm not cruising to far off places. But I could cruise
the lower half of the east coast
for that amount. Even do it in Cali, where food is not always cheap. Mind you, food costs for the exact same foods I buy could be double or more. But for the last 3-4 months food costs were about $180 ish for each month, give or take $10.
I do choose to live the simple life, I did have all the trappings of the typical american. I had been downsizing for years. When I was laid off in 2010, I decided to see how low could I go on living expenses. That for me is $500. If I lost
Dekat, I would save another $50, but would have to turn in my crazy cat lady card. Not happening. So I live a nice hippy chic lifestyle.
Works for me. But probably not every ones cup of tea. If somebody gave me $5000 a month, I'd pretty much keep to the low impact lifestyle.
Happy Girl I is.