Originally Posted by valhalla360
I realize you are likely debt free:
PS: Given what you've shared in posts, the bank likely isn't giving you a million dollar loan anyway with no recent earning history
. No ill intent intended by the comment just how the banks protect themselves. You have no major assets or significant income
...from the bank's point of view, you are a bad risk.
I am completely Debt free.
Several institutions would agree with you, for sure, that I am a very bad risk. Mind you I had near perfect credit, right up to the point I lost
my $90k/yr job, back during the great recession. Alas no one was hiring engineers then, let along 55 year old ones.
I attempted to work
with my alleged creditors. They had no such inclination and told me so in no uncertain terms.. They also made the unfortunate assumption that I still owned a home. Credit reports sadly lack much.
While it is easy to find the mailing address of a documented vessel, State registered vessels are not public info. Not in California
anyway. Interesting enough, commercial
post boxes in the US can be served. US PO Boxes can not.
That was not my reason for having a PO Box, but it worked out that way. I had a commercial
PO Box (UPS store), but it went Bankrupt during the recession as well. I then switched to a US PO Box.
I don't know if "they" staked out my PO Box or not. Lets just say that I don't visit my box for sometimes several months at a time. Of course, that's all a long time ago.
Now I was not hiding, I was just living on a boat
, as I have since 2004. I did not plan it that way, but life happens.