Cruisers Forum

Join CruisersForum Today

Thread Tools Search this Thread Rate Thread Display Modes
Old 27-03-2009, 04:12   #1
Registered User

Join Date: Aug 2008
Location: Richmond, Virginia USA
Boat: Kelt 7.60
Posts: 25
Survey and Insurance for a cheaper boat

I plan on buying an older 25' to 28' boat in the $2500 to $5k range. At the moment i'm reading a book on surveying boats so i can do some weeding out. Do people normally get a survey on boats in this price range? I will probably only get liability insurance (i assume this is possible on an older, cheaper boat). Would a survey be required for this? THANKS. Mark.

mow2000 is offline   Reply With Quote
Old 27-03-2009, 04:20   #2
Registered User
Allan S's Avatar

Join Date: May 2008
Location: Guatemala and Caribbean
Boat: Seafarer 38 cutter rigged
Posts: 266
Images: 5
Send a message via MSN to Allan S
We didn't get a survey done for our $2500 boat. It is not that we were marine experts or anything. We looked it over and saw what work needed to be done and the seller was quite forthcoming about its flaws. We had no surprises and got a great season of sailing in before we tackled the problems. We still are tackling the problems,lol.

I am NOT advocating against surveys, it's just that at our investment on our test/training boat the cost of a survey was not worth the expence. BTW, it turns out my wife is a fanatic about sailing.....she is always scouring the internet at 35 to 40 foot boats!!!!


S/V No Gridlock
A Seafarer 38, cutter rig
Allan S is offline   Reply With Quote
Old 27-03-2009, 06:19   #3
Registered User
nautical62's Avatar

Join Date: Jul 2008
Location: Live Iowa - Sail mostly Bahamas
Boat: Beneteau 32.5
Posts: 2,294
Images: 12
When I purchased cruising boats in the 10-17K range, I didn't get a survey and went with Liability only coverage. I felt the systems and other potential issues were simple enough, I could do a fairly good job assessing them myself. I ended up redoing most of the electrical and plumbing anyways. With liability only coverage, no insurance survey was necessary. I have no regrets I went that way.

On the other hand, the professional surveyors can pick up something important you may have missed.

You should check with potential insurance carrier's ahead of time, but otherwise, it's a matter of what you are comfortable with.
nautical62 is offline   Reply With Quote
Old 27-03-2009, 07:14   #4
Registered User
S/VSkylark's Avatar

Join Date: Mar 2009
Location: Jacksonville, FL
Boat: Cal 34
Posts: 100
I recently bought a '69 CAL in the $7,000 range without a survey. When I went to purchase liability insurance, none of the carriers would insure it without a recent survey. All stated that the age of the boat required it.
I agree with nautical62 that you should check with your carrier ahead of time.
S/VSkylark is offline   Reply With Quote

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Survey report on my new boat ozmike Construction, Maintenance & Refit 10 31-08-2008 04:41
survey and insurance ?'s scotty Dollars & Cents 13 03-08-2008 19:43
insurance without hull-survey??? need HELP dreamerfl Dollars & Cents 8 18-01-2008 07:04
Insurance Survey Charlie Dollars & Cents 3 16-01-2008 08:56
Insurance Survey Cost Ray Durkee Dollars & Cents 4 23-10-2005 06:06

Advertise Here

All times are GMT -7. The time now is 23:26.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.