David_Old_J, I read your post to suggest that I am taking issue with the site making money
for its owner. I want to correct that tone, as that's not the case at all! I too am a pure capitalist, and have made a fairly decent career out of my interest in business, working as a business analysis and strategic advisory consultant for 25+ years. So my questions are reflective of my interest in how this all works, and are most certainly not critical.
I am nothing but impressed, and appreciative, and yes - even envious.