Overseas Health Insurance - Not Obamacare

[Kiwi303]

Well, if you are passagemaking and going through many different jurisdictions, worldwide comprehensive coverage makes sense, but if you're just noodlign slowly around the same area for a while, I would just get local insurance to cover the basic bumps, sprains and broken bones, and basic repatriation insurance for your remains.

Worldwide coverage with a specialist company may be great for an Expatriate in a major city with major hospitals with major financial and billings departments who have worked with those insurance companies before and know they will get paid. Not so much at a small coastal town emergency department unless you have a big wad of cash on hand.

[Doodles]

Originally Posted by Kiwi303

Well, if you are passagemaking and going through many different jurisdictions, worldwide comprehensive coverage makes sense, but if you're just noodlign slowly around the same area for a while, I would just get local insurance to cover the basic bumps, sprains and broken bones, and basic repatriation insurance for your remains.

Worldwide coverage with a specialist company may be great for an Expatriate in a major city with major hospitals with major financial and billings departments who have worked with those insurance companies before and know they will get paid. Not so much at a small coastal town emergency department unless you have a big wad of cash on hand.

No, even with a small local hospital or clinic you can always file yourself for reimbursement from the insurance company. The hospital doesn't have to do it for you to be covered.

[Doodles]

CF Admin and Google are so helpful, look at the ad that just showed up on my thread page!

Expatriate Medical Insurance Solutions

Anybody using them? Satisfied or not?