My 1996 Tobago
is covered for Atlantic Canada
, within 150 miles of land and all inland waters, by St. Pauls, for an annual fee of less than .5% of it's value. I can take it to the Caribbean
Sea for ~0.9% of its value, but cannot be there within the hurricane
season from June 1 to November 30. They have just verified that they will allow me to go to the Caribbean
, with a short layover.
As a result of some hard negotiation by another boater, they will now allow boats to remain in Grenada
during the hurricane season. Apparently the last hurricane to hit Grenada
was in the 1930s.
I guess I should go look up the deductible for this post. I recall
that there is a special large deductible for damage by a "named" storm system.
I understand St. Pauls is a large underwriter. The Toronto branch is affiliated with the Canadian Yachting Association, and I think with the Canadian Power and Sail Squadron.