Need Insurance Recommendations

[thelasthour]

I'm in the process of buying a csy 44 and I'm in need of some insurance advice. I'm new to sailing, but not to boating and I'm not very familiar with a boat of this size. My plan is to move the boat from the NE area to Maryland with a pro Captain and then store it on the hard for 1 year. It will only be in the water 1 week, and the Yard requires 500k liability to store it with them. Any suggestions on a carrier for my limited needs that will not break the bank. The hull value is about 80k.

[doug86]

for liability only, check with Progressive Ins. I got 100/300 liability for $100/year.

If you are going with full insurance, be sure to ask for "Port Risk" rate for the 11 months that the boat will be on the hard. Most ins companies have a reduced rate for boats stored on land.

[speciald@ocens.]

An insurance company will require a survey before they will insure a boat of that vintage.

[WillJacocks]

Progressive is ready to insure my sailboat 300k liability with 6k hull insurance (tow/salvage). They have not requested a survey and I hope they don't. LOL, the boat is on the hard 8 hours from my house and we are working on getting it fully water ready.

[AnchorageGuy]

I would suggest you speak with Al Golden at IMIS. If there is a way for you to do this he will know. Chuck

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