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Old 26-01-2021, 07:22   #1
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Insurers for an older boat.

I am currently looking for insurance for a couple of different vessels dated from 1973 through 1988. I need this insurance to get into a live aboard slip.

I canít live on the anchor yet, I canít use a mooring ball, I have a steady job and I need a marina period.

Can anyone recommend an insurer which will insure a vessel of that age here in Florida?

Thanks in advance!
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Old 26-01-2021, 07:25   #2
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Re: Insurers for an older boat.

I am not sure about Florida but I have a 1977 Catalina 30 here in San Diego that is insured through Boat Us (GEICO)
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Old 26-01-2021, 07:29   #3
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Re: Insurers for an older boat.

I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.
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Old 26-01-2021, 07:31   #4
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Re: Insurers for an older boat.

Our marina allows you to get a slip with liability only. Can you get the slip with that there?

I pay about $10.00/month for $500,000 coverage with State Farm.

My boat is 46 years old.
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Old 26-01-2021, 07:35   #5
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Re: Insurers for an older boat.

Not sure what the difference is. I just went on line filled out their application and had my insurance in about 10 minuets. That was about 3 years ago when my other insurance, Farmers stopped renewing my policy. They, GEICO insures my boat.
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Old 26-01-2021, 09:22   #6
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Re: Insurers for an older boat.

Try High Seas Low Rates. Com
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Old 26-01-2021, 09:33   #7
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Re: Insurers for an older boat.

I insure my 1982 Irwin through Ski Safe provided by Geico. Full coverage including hurricane for $1100. a Year.
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Old 26-01-2021, 09:45   #8
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Re: Insurers for an older boat.

Try Markel - we have a 40 year old ferro cement boat. We've never had a claim so I can't tell you how good they are in that department. Good luck!
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Old 26-01-2021, 09:53   #9
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Re: Insurers for an older boat.

Quote:
Originally Posted by Michael Henson View Post
.........Can anyone recommend an insurer which will insure a vessel of that age.............
I have 1984 powerboat and 2005 sailboat insured through Chubb since they offered the lowest price. I have used BoatUS (Geico) and Markel and Novamar in the past.

Suggest contacting a marine insurance broker, like Heritage, Mariner or Novamar, who can find the most competive rate for you. That is what I recently did.
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Old 26-01-2021, 09:54   #10
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Re: Insurers for an older boat.

Progressive insures our 1975 Tartan 41 with an agreed value policy. no survey needed. reasonable price. never had a claim, so I can't speak to that side...
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Old 26-01-2021, 09:55   #11
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Re: Insurers for an older boat.

Many mooring fields at marinas still require liability insurance. It seems to me there is a variance from agent to agent even at the same companies as to wether insurance is available for any given boat. I could be mistaken.
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Old 26-01-2021, 09:58   #12
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Re: Insurers for an older boat.

Quote:
Originally Posted by Michael Henson View Post
I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.
Are you asking for Comprehensive or Liability Only quotes??

The Marina needs Liability Only.

Try an multi-line insurance agency that specifically carries marine insurance companies. For example: Maritime Insurance International
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Old 26-01-2021, 10:05   #13
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Re: Insurers for an older boat.

Progressive has good rates, but their insurance is only effective out to 125(?) miles from the US, so going to the Bahamas may be limited.
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Old 26-01-2021, 10:49   #14
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Re: Insurers for an older boat.

Quote:
Originally Posted by Michael Henson View Post
I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.
Boat U.S. (underwritten by Geico) just sent me a renewal letter for our full coverage policy for our 1973 boat. A Bertram 42.

It was even $37 less than last year.
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Old 26-01-2021, 10:51   #15
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Re: Insurers for an older boat.

We sail a 1989 boat, and leave her in the Caribbean (Puerto Rico) over the summer. We've used Blue Water Ins, Jupiter, Fla for the past 6 years!
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