Insurers for an older boat.

[Michael Henson]

I am currently looking for insurance for a couple of different vessels dated from 1973 through 1988. I need this insurance to get into a live aboard slip.

I can’t live on the anchor yet, I can’t use a mooring ball, I have a steady job and I need a marina period.

Can anyone recommend an insurer which will insure a vessel of that age here in Florida?

Thanks in advance!

[SDsailor50]

I am not sure about Florida but I have a 1977 Catalina 30 here in San Diego that is insured through Boat Us (GEICO)

[Michael Henson]

I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.

[thomm225]

Our marina allows you to get a slip with liability only. Can you get the slip with that there?

I pay about $10.00/month for $500,000 coverage with State Farm.

My boat is 46 years old.

[SDsailor50]

Not sure what the difference is. I just went on line filled out their application and had my insurance in about 10 minuets. That was about 3 years ago when my other insurance, Farmers stopped renewing my policy. They, GEICO insures my boat.

[CoryW]

Try High Seas Low Rates. Com

[Captndave1]

I insure my 1982 Irwin through Ski Safe provided by Geico. Full coverage including hurricane for $1100. a Year.

[redhead]

Try Markel - we have a 40 year old ferro cement boat. We've never had a claim so I can't tell you how good they are in that department. Good luck!

[sail sfbay]

Originally Posted by Michael Henson

.........Can anyone recommend an insurer which will insure a vessel of that age.............

I have 1984 powerboat and 2005 sailboat insured through Chubb since they offered the lowest price. I have used BoatUS (Geico) and Markel and Novamar in the past.

Suggest contacting a marine insurance broker, like Heritage, Mariner or Novamar, who can find the most competive rate for you. That is what I recently did.

[zstine]

Progressive insures our 1975 Tartan 41 with an agreed value policy. no survey needed. reasonable price. never had a claim, so I can't speak to that side...

[captlloyd]

Many mooring fields at marinas still require liability insurance. It seems to me there is a variance from agent to agent even at the same companies as to wether insurance is available for any given boat. I could be mistaken.

[Shrew]

Originally Posted by Michael Henson

I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.

Are you asking for Comprehensive or Liability Only quotes??

The Marina needs Liability Only.

Try an multi-line insurance agency that specifically carries marine insurance companies. For example: Maritime Insurance International

[AJ_n_Audrey]

Progressive has good rates, but their insurance is only effective out to 125(?) miles from the US, so going to the Bahamas may be limited.

[Group9]

Originally Posted by Michael Henson

I tried BoatUS/Geico and they would not ensure anything more than 40 Y/O.

Boat U.S. (underwritten by Geico) just sent me a renewal letter for our full coverage policy for our 1973 boat. A Bertram 42.

It was even $37 less than last year.

[sailcrazy]

We sail a 1989 boat, and leave her in the Caribbean (Puerto Rico) over the summer. We've used Blue Water Ins, Jupiter, Fla for the past 6 years!