just back from Dutch Antilles Caribbean
where I almost rented a car for the afternoon yesterday in St Maarten.
At least out of the country, I don't think you need to own a car in the states or have a land address. I just tried to rent a car outside the country and wasn't asked any questions except to initial next to the line that listed the deductible for the liability insurance.
I was thrilled that the liability insurance was only $8 per day - then found out it had a $600 deductible before it would pay.....stopped me dead in my tracks.
A tropical depression had just settled on top of St Maarten and the rain was predictably torrential. Can you imagine trying to navigate around the island in that weather
from the Dutch side airport
over to Oyster
Pond, never having been there before and renting
just for the afternoon and getting in a wreck? I could see the whole movie
in techni-color in my mind. No way was I going to hang myself out for $600 risk for an afternoon drive in lieu of the 7 hour layover in the airport
I declined the rental, and, between downpours, slogged back to the airport.
Just for the record
, in Florida
at least, it's my understanding that the individual's own regular car insurance will not provide liability insurance for rentals. I always have to purchase
it at the time I rent the car. It's typically about $28/day. I always get it. I've never read the fine lines on the deductible before, but now I always will forever more!!
BTW if you are ever stuck in the St Maarten airport on the Dutch side, at gate A2, there is a business class lounge, for $20, that has complimentary wine, snacks, coffee, water
and internet wifi
. It also has a full bar that costs money
. It's mostly quiet (there was a very agitated female customer in there gesticulating and speaking - loudly unfortunately - in a foreign language into the phone
at the front desk when I arrived, but mercifully she left quickly and the place was very quiet for the next 2 hours). The cushy lounge chairs in there are far more comfortable than the seats at the gates.
There's a Dollar rental car place next to the one I went to. Maybe it has liability insurance that can purchased at a higher price
with no deductible at all, but the one I went to, which was a local firm, really, essentially, had no liability insurance.