Insurance for Single-Handers

[roverhi]

I tried to find coverage for the sail from SF to Hawaii in 2010. Couldn't find anyone that would cover me. As others have stated, could get insurance for California and Hawaiian waters but not the little bit of water in between. All insurers wanted a minimum crew, typically 3 persons, before they would issue passage insurance.

If you find anyone willing to write coverage, be sure to let us know.

[CapnZiggy]

Insurance? Against/for what? Liability or hull comprehensive/full coverage? Health?
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Randy

Liability and hull comrehensive.

[conachair]

Hi Corryvrekan, Solo from Carib - UK I got 3rd party sorted out over the phone in the anchorage in Flores with Bishop Skinner so i could have insurance for UK marinas. No survey needed for 3rd party. Chatting with Pantaenious at the boat show they said possibly solo offshore but each case would be looked at. They did seem keen to help if they could, might be worth a call.

[jeremiason]

What I have found is that no two Boat Insurance Policies are a like.. Cost, coverage and cruising grounds change based on crew, boat and location.

There are very few, if any, insurance companies that will write single hand, ocean crossing policies. Again, depending on your husband's experience, the condition of the boat and where he is sailing.

If anyone can find a policy for him, it will be International Marine Insurance Service (IMIS)... They are Insurance Brokers and can shop the best companies, foreign of domestic... They got me hooked up with Pantaenius, which saved me $2k per year for the nearest competator...

Also, insurance companies base their liability/risk assesment partially on crew experience, tranning and education. Before shopping around have your Husband write out a Curriculum Vitie (CV), including the above infomration. If he has a good CV this could help in obtaining insurance.

Finally, if you a concerned about your husband's Life Insurance, you should talk with your comany directly and determine if he is covered during this trip or have a lawyer review the "Fine Print" in your current policy.