I think having a cruising boat for 6 months is just plain likely to be expensive. It's longer than a typical charter
rental, and if you buy you are not getting a lot of time out of your 1 time costs. It doesn't make owning the boat more expensive, it makes the average daily cost more expensive. Cruising sailboats and the costs that go with them are just not cheap
I don't think there is any magic solution. You need to weigh the options and decide if one is right for you.
is in charter and I know how much people pay to rent it. It's what makes it affordable for me to own. Certainly you can charter a boat with insurance for 6 months, but at that price, you are probably better off buying
and re-selling, which is what I'm doing with my other boat:
On the other hand I just purchased a Hunter
30, I may only use for 2 3-month cruises and then re-sell. It wouldn't surprise me if the buy minus sell price, maintenance
, insurance, etc, costs me 18K or close to 2/3 the value of the boat over a 3-year period. Still, it's cheaper than renting
would have been and gives me more freedom. In the end, I decided the opportunity to have 2, 3-month cruises is worth 9K per cruise
or $3,000 per month.