I've searched on this one but all I keep getting back are threads on boat insurance
How does a sailing couple handle the logistics and payment for medical
issues that are beyond their capabilities onboard when they are outside of U.S. waters?
I understand this could vary from country to country, but anyone have experience getting medical
treatment while cruising? Specifically experience with the Canadian medical system since the wife and I have our eye on Canadian and Alaskan cruising destinations. Back in the mid 90's a friend of mine was visiting Canada
and needed treatment for a broken nose along with some stitches. At that time it was cash up front before a doctor would touch him since he was a non-canandian resident. He then spent 6 months fighting with his PPO to try and get reinbursed. I can only guess this would be the norm almost anywhere outside the U.S.
Obviously, a dozen stitches or so probably wouldn't hit the pocket book to deeply, but what if one of you came down with a hot appendix, gallbladder, kidney stone, etc, and you suddenly found yourself altering course for the nearest major foreign port. If you wound up needing surgery and a couple overnights in a hospital the tab could add up pretty quickly.
Is there is some kind of international health insurance
that covers situations such as these? And if so how does that work
? Or is this what Visa and Mastercard are for?