I knew you would show up. You pretty much seem to be the negative voice on just about every post you comment on..
... We bought our houses with no money
down.. (VA loan)… We used that wonderful tool to help us to get to our financial goals and using that as one of our financial strategies, I was able to retire in 2016 at age 49. And we are middle class... and we are set for life, unless something catastrophic happens in the world, like, say, a zombie apocalypse. We were just smart about our money
, and learned when it was to our advantage to borrow, and when it was advantageous to pay cash... Millionaires borrow money all the time, and yet they are... hmmm.. millionaires. In the right situation, borrowing can be a very smart thing to do. You did your thing, and got to your goal... We did our thing.. and got to our goal.. People ask about financing
here all the time... and people borrow money to buy their boats.. all the time. I felt I would share my experience, so that others know that this can be a great option.
Also, if anyone is interested, I'm happy to share with you the bank I went through.. they had fantastic rates, and terms...