Hi, I am new to this board but have been learning
so much already from all the posts. Thank you to all of you sharing your experience, this is a great source of invaluable information.
We live in So. California
and are looking for a liveaboard
40'-42' (don't want bigger = higher cost, but most marinas
here won't allow liveaboards under -40' and we can use the space anyway) to eventually sail to Hawaii
and later on move back to the east coast
, where we are originally from to enjoy cruising Bahamas
, etc. The process of getting information to make the best decision is a little overwhelming so I have many questions.
(I will try to keep them on the right areas of the forum.)
My question is: What are the chances of getting a better deal on a boat buying
directly from the owner versus a broker
Brokers guarantee a liveaboard slip
with the sale
(which are very hard to get in the area we need to be in for now because of work) but wouldn't we end up paying more as they normally add on the broker's fee in the price
and if we finance it, we will then be financing
the broker's fee as well.
Not to mention the insurance
which, if I understand correctly, will be based on the sale price
, not to mention the taxes
, which will also be calculated on the sale price.)
Is there a smart way to go about this if we need to buy through a broker
? (Not too many boats with shoal/wing keels for east coast
here in the West coast
, which limits our options making it likely to have to buy through a broker.)
Thanks in advance for your time and opinions.