Very good comments with a few of the costs I had not really thought of...Thanks!
I suppose hauling out is for the larger
boats. I was hoping that a trailerable
boat would do, at least transpotable with a Ford 450 and a flatbed
trailer, no crane required.
We thought
food would be about 50% more than at home and that our entertainment woud be twice as much, part of the reason to go some place.
$700 a month for
boat expenses and the
maintenance "sinking fund" (lol)
Had no idea! None! On my
boats, something seemed to go bad every year, like a $350 part and labor bill.
I realize the more you have on a boat the more can go wrong. I'll keep my GF away from the fridge and electronics!
I thought
sails and
rigging were good for about 5 years on a 30 footer or less. And that for a boat that size it would be about 3K. I don't want to change the OPs boat requirements, but isn't smaller alot cheaper?
I figured since I wasn't driving my truck and the GF the car, that my
fuel bills should about the same, about $320, maybe less.
If you rent/lease a homeyou get away from the mortgage,taxes and
insurance and should have a positive cash flow.
Taxes and the
insurance on the boat I would think would be less than the house. No mortgage payment, that's a plus of my side.
If I sell my vehicles, I could live on that easily for a year, but being retired, that means not earning new
money to replace vehicles if I came back. So, seems like that should be a slush fund for emergiencies. Just in case, I'd like
money set aside to ship my body back or have a Viking funeral.
Health insurance is $X regardless if I'm here or there, doesn't matter.
If I spend three days a week on the hook, playing with my boat and my GF, I don't see spending very much other than these accunulating expenses for
maintenance. $3,000 for an
anchor and chain.....had no idea! Another reason to go small I guess. That kills that Carri-Craft idea!
No more land line, cable TV,
internet and trash
service or utility bills, that's almost $400 to go to something else, like entertainment or whatever, like a
battery,
paint,
varnish, lines and
motor repairs.
There is a small houseboat down at the lake that has been in the same slip since 1964, never moved and hasn't sank yet. A new generation sits on it for weekends. I knew large boats were hauledout, but thought that was like every 5 or 8 years, not 2.
Someone enlighten us on the incidentals usually overlooked, thefts, getting mugged, bribes and fines, you know, the stuff you don't see coming.
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