Quote:
Originally Posted by TheThunderbird
Hello chuckr
You made data collection. Let's try to put it in perspective, now.
I think putting figures not alphabetically would provide a benefit!
First, all boat related, as for technical efficiency/works
It is a 15% of average running costs
Plus a 10% annual provision for x-ordinary items, as needs arise :-)
Then, costs related to boat mgmt
Insurance, a healthy 10% (wow! !!??)
Dockage another 15% (portofino, or Palermo? Posh marina, or a funky jetty?)
Thus, we reached 50% of budget to keep your mistress up&running
THEN, the human factor
Food and personal necessities (weekly, periodic...) a low 10%
Transportation, back&forth home base to family ashore (?%)
Extra (alcohol, gadgets, trips ashore...) say 15%
It is 25% for living aboard in a decent way
We are left with a hefty 25% of extra-ordinary items (must have now) like alas medical expenses, and Discretionary Items, like dining out (pizza or *** rest!?) etc.
Wishing the last 25% is for full blown pleasure/hedonism.... I comment this:
1.whatever your sailing area, average annual cost are the same. I feel like you spend 99% of your available pot.... correct?
2.dockage is a problem to any liveaboard. How do you manage it, in summer, and in winter?
3. Insurance costs are so high! Do they include health personal insurance?
4. Which boat have you? Swan65' or Contessa 31' :-) :-)
5.please keep down alcoholic consumption, unless you drink single malt scotch 60eur a bottle (which is my advice, as compared to 5 bottles of commercial blended scotch)
6. Strikingly, sailing all around the world, from Nassau to Sochi.... seems to cost the same... maybe you should account for running costs better on an AREA BASIS, better than annually..
:-) fair winds, gentle costs |
Thunderbird --
1.actually the costs are broken down by sailing area -- From 2013 and forward all costs are for the
Med -- from 11 &12 we were in the Eastern Carib - before that in the Western Carib -- a couple of years before that in
Bahamas and
East Coast of the
USA --
2. Dockage -- When we were in the
Bahamas and
east coast of USA we just kept moving to stay out of the
hurricane zone and see the sights - In the Western Carib we made it below the
hurricane zone and the only marina for any length of time was in
Cartagena Colombia because our insurance company insisted on it. It was dropped about 1/2 through our stay but we did not move. In the Eastern Carib we stayed in Crews Inn marina in Trinidad - there were a couple of cheaper alternatives but the admiral could walk to the grocery instead of taking the dink and it was nice -- In the
Med we stayed in Port Yasmine in Hammamet
Tunisia - there was another alternative a bit farther south but we did not like the
security there -- We did have to take a marina along the way getting there such as Lagos
Portugal where we put the boat in for inland travel. When we do inland travel we always put the boat into a safe marina. In
Turkey we spent the
winter in Kusadasi after and extensive review of
marinas across Turkey - we think we found a real winner and will spend this next winter there. Across
Greece there are some
anchorages that we used but a lot of times we would go into a town with a med
mooring for a small fee -
3. Insurance is for the boat. We do not carry
health insurance and pay out of pocket for our
health and dental care. In a lot of the world health and dental are very affordable. We have had major issues such as admirals hand surgery on both hands - one in
Colombia one in
Tunisia. I had 1/2 my nose replaced in Trinidad due to a growth - in Tunisia I ripped a shoulder tendon and had two screws put in to put it back in place. Not in the data yet but for this year I had my gall bladder removed in Turkey.
Our insurance company does a good job for us getting the coverage for the area we are sailing and making adjustments if we need them. When we went to Montenegro we had 500k liability but they require 1m euros so cost went up. It went back down the following year but back up this year as we needed a rider to go to
parts of the Black Sea.
4. We sail a
Jeanneau DS40 - built in 2001 launched in 2003. It is the only boat we have ever owned. We bought her new and tried to keep her in primo condition - yea she gets a lot of bobbles and bangles - but we think if we are going to keep this lifestyle going we need it. I think if you look at the data for 09 or so you will see a lot of boat expense - we added a 2nd
fuel tank,
water maker and few other things - before that we added
ais and we are still adding stuff - this year put on a 4th
solar panel. Wait until you see the boat expense for this year. We hauled and had the variable
pitch prop pulled and rebuilt, the
windlass pulled and overhauled, normal
bottom paint, a lot of little dinks repaired from 8 years underway, had all the
deck saloon windows pulled and reseated, had to replace chain on what was our primary
anchor chain but replaced by the back up - same as primary - among other things. And we knew it was going to be expensive but if you are going to sail the Black Sea the boat must be as perfect as possible because if you have trouble up here there are no boat
parts or help to get it fixed. We
lost a fuse to our
engine cut off and put in our spare but could not get the spare replace, we
lost our
bilge pump switch and put in a spare but can not replace the spare. Some folks have told us we may be able to find spares in Odessa but who knows. In
Russia there are mega yachts and we keep wonder where they get parts as our agent is trying to get us spare
bilge pump switch.
5 - in general we gave up hard alcohol as in the Med it is incredibly expensive. We do drink local wine - wine from the country we are visiting. That is except for Turkey where we got some Raki - no I prefer Raki to Ozo.
6 - we have a fixed
income thus we can only spend so much - the boat comes first and gets taken care of in first class shape. Our health comes second and then everything beyond is discretionary and we adjust accordingly. By the way this year so far we had to take agents in
Georgia and
Russia and they were not
cheap. That does not include the visa for Russia that we had to have in 24hours as the embassy is in Ankara and we were there to get it but the small cost was a number of days which means we had to stay a long time or leave and come back - ie cost tradeoffs and cheaper for the 24 hours. And we are now setting up trips to Moscow and St Petersburg while leaving the boat in a very secure mega yacht marina in Sochi.
hope this helps.
I can't get this file to open, it downloaded as a .php file. Any help?
) I do tend to "watch it" look for signs that I'm reaching for a 
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