If I understand American health care insurance it's really expensive. We're talking $10k and up p.a. or more, right?
I'm only aware of health care costs in a few countries but to summarize what I am aware of:-
(where I live) can be expensive. I only have basic Medicare
and pay any extra as needed. It's never been a lot of money
, normally I discuss costs with the Doctor and work
something out (mostly they Bulk Bill so it's free). Some don't mind cash!
Dental has no insurance here and Aussie dentists are expensive. They're good though (never had a real problem with their work).
* I assume New Zealand
to be similar to Australia
* I had malaria in New Guinea. We knew the Aussie doctor at the local hospital and they were right onto it. No worries. I feel rather guilty but I think I paid $20 for everything.
* I had an ear infection on Koh Lanta in Thailand
. Had to get a local PMV
(special hire, expensive) on rough roads right across the island to the only hospital feeling miserable, had to wait hours, got a sympathetic english
speaking local doctor who knew exactly what it was and got patched right up. From the reactions of the Thai driver I knew they were seriously ripping me off. $50 I think it cost. I might have had to wait while they got the good doctor.
* Recent anecdotal evidence suggests that prices for dental work
(or that part of the world anyway) are putting smiles on the faces of Cruisers.
* Been in the Philippines
a lot and seen their health care system. The doctors on Siquijor
are especially interesting. No plans to get sick there.
So I guess it all comes down to risk. That $10k p.a. or whatever is going to buy a heap of medical
work in most lesser developed countries, and it's going to be in cash right there and then if you don't rely on insurance. But I have the luxury of a Government
backed scheme that will look after me if I can get home.
Me going to America? Now that would be expensive...